442 Hilltop Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 442 Hilltop Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 2021
Lot Size	1.76 acres (76,666 sqft)
Owner	2 Company Names on File
Last Sale	$455,000 (Apr 2026)
Tax Bill	$1,330 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`456002866776000`

Property Details

APN / Parcel Number

Primary APN	`456002866776000`
Alternative APNs	`54426` `61650`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,204 sqft Heated Area
Gross Area	2,974 sqft
1st Floor Area	1,204 sqft
Basement Area	1,204 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	76,666 sqft (1.76 acres)
Lot Dimensions	368 ft deep x 255 ft wide
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	566 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61650
Street Address	442 HILLTOP RD
City	MURPHY
State	NC
Zip	28906-7799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 COUNTRY PLACE 1679/499
Legal Subdivision	COUNTRY PLACE
Legal Lot Number	4
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1039
Census Tract	930603

Owner

Source: Cherokee County assessment roll, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	442 HILLTOP RD, MURPHY, NC 28906-7799
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 15, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 24, 2025	Intrafamily Transfer, Transfer
Dec 1, 2023	Warranty Deed, Transfer · Line of Credit NET 1 FUNDING CORP
Apr 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2026 · Amount on Record
Deed Sale	Apr 15, 2026 · Amount on Record
Prior Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	20261748
Deed Book / Page	1799 / 427
Prior Transfer Date	Sep 24, 2025
Prior Transfer Doc	001786/803
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 11, 2026
Property Address	442 HILLTOP RD, MURPHY, NC 28906-7799
Document Number	001803/507
Book / Page	1803 / 507
Instrument Date	Jun 3, 2026
Instrument	20262888
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	442 HILLTOP RD, MURPHY, NC 28906-7799

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 15, 2026
Property Address	442 HILLTOP RD, MURPHY, NC 28906-7799
Document Number	0000001748
Book / Page	1799 / 427
Instrument Date	Mar 17, 2026
Instrument	20261748
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$91,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 HILLTOP RD, MURPHY, NC 28906-7799

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 15, 2026
Property Address	442 HILLTOP RD, MURPHY, NC 28906-7799
Document Number	001799/427
Book / Page	1799 / 427
Instrument Date	Mar 17, 2026
Instrument	2026.1748
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$91,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 HILLTOP RD, MURPHY, NC 28906-7799

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Sep 24, 2025
Property Address	442 HILLTOP RD, MURPHY, NC 28906-7799
Document Number	001786/803
Book / Page	1786 / 803
Map Reference	MB 1747 PG 441
Instrument Date	Sep 24, 2025
Instrument	4625
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 HILLTOP RD, MURPHY, NC 28906-7799
Investor	Possibly a Property Investor

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 1, 2023
Property Address	442 HILLTOP RD, MURPHY, NC 28906
Document Number	001747/441
Book / Page	1747 / 441
Map Reference	CAB C SL 89
Instrument Date	Nov 28, 2023
Instrument	6139
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1360 HEARTHSTONE WAY NW, ACWORTH, GA 30102-6349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 HILLTOP RD, MURPHY, NC 28906

Mortgage

Document Number	0001747444
Date	Dec 1, 2023
Instrument	1747/444

Lender

Name	NET 1 FUNDING CORP
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2053

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 29, 2021
Property Address	442 HILLTOP RD, MURPHY, NC 28906
Document Number	001679/499
Book / Page	1679 / 499
Map Reference	CAB C SL 89
Instrument Date	Apr 6, 2021
Instrument	2846
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1931 OLD CULBERSON RD, 1931, MURPHY, NC 28906-9710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1360 HEARTHSTONE WAY NW, ACWORTH, GA 30102-6349

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,330.00	$189,500 (+9.06%)	$189,500 (+9.06%) Land $7,500 Building $182,000
2023		$173,750	$173,750 Land $7,500 Building $166,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
CND Acquisition Cable	500 / 30
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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