405 Hilltop Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 405 Hilltop Rd, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,332 sqft · built 1978
Lot Size	26 acres (1,132,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`456002769191000`

Property Details

APN / Parcel Number

Primary APN	`456002769191000`
Alternative APN	`53198`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,332 sqft Heated Area
Gross Area	6,786 sqft
1st Floor Area	2,332 sqft
Basement Area	2,332 sqft
Unfinished Basement	2,332 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,132,560 sqft (26 acres)
Lot Width	910 ft Width
Terrain	Wooded
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	444 sqft
Patio Area	434 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53198
Street Address	405 HILLTOP RD
City	MURPHY
State	NC
Zip	28906-7799
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	TR 14 DICKEY PROP 306/99
Legal Subdivision	DICKEY PROPERTY
Legal Phase	306
Legal Tract	14
Legal Lot Number	14
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1037
Census Tract	930603

Owner

Source: Cherokee County records · APN 456002769191000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 HILLTOP RD, MURPHY, NC 28906-7799
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 01, 1971
Deed Sale	Nov 01, 1971
Deed Book / Page	306 / 99
Last Transfer Date	Oct 27, 2020
Transfer Doc	1663/446
Record Updated	Jun 08, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 05, 2020
Property Address	405 HILLTOP RD, MURPHY, NC 28906-7799
Document Number	1663/446
Book / Page	1663 / 446
Instrument Date	Oct 27, 2020
Instrument	6621
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$7.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 HILLTOP RD, 405, MURPHY, NC 28906-7799

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	102 HIWASSEE ST, MURPHY, NC 28906-2905

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,872.00	$272,090 (+4.89%)	$336,700 (-) Land $105,040 Building $231,660
2023		$259,400	$336,700 Land $105,040 Building $231,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	About 1 in 625 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blue Ridge Mountain Electric Membership	Fiber	1,000 / 1,000
CND Acquisition	Cable	500 / 30
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.