Cherokee County property record for 694 Hilltop Rd, Murphy, NC 28906 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,245 sqft · built 2005 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Feb 2021) |
| Tax Bill | $1,851 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 456002879247000 |
| Primary APN | 456002879247000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,245 sqft Heated Area |
| Gross Area | 3,680 sqft |
| 1st Floor Area | 1,245 sqft |
| Basement Area | 1,232 sqft |
| Finished Basement | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 42,689 sqft (0.98 acres) |
| Lot Dimensions | 138 ft deep x 300 ft wide |
| Garage Area | 1,320 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Patio |
| Porch Area | 160 sqft |
| Deck Area | 339 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 53963 |
|---|---|
| Street Address | 694 HILLTOP RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-8501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8A COUNTRY PLACE 1236/414 |
| Legal Subdivision | COUNTRY PLACE SUBDIVISION |
| Legal Lot Number | 8A |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 930603 |
Source: Cherokee County records · APN 456002879247000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 694 HILLTOP RD, MURPHY, NC 28906-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 04, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on Record |
| Deed Sale | Feb 25, 2021 · Amount on Record |
| Prior Sale | Jun 23, 2006 · Amount on Record |
| Deed Document Number | 20211252 |
| Deed Book / Page | 1673 / 628 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 694 HILLTOP RD, MURPHY, NC 28906-8501 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 694 HILLTOP RD, MURPHY, NC 28906-8501 |
| Document Number | 001724/277 |
|---|---|
| Date | Nov 04, 2022 |
| Book Page | 1724/277 |
| Instrument | 7069 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 08, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Feb 25, 2021 |
| Property Address | 694 HILLTOP RD, MURPHY, NC 28906-8501 |
| Document Number | 1673/628 |
| Book / Page | 1673 / 628 |
| Map Reference | CAB C SL 89 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 1252 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 AMBER WAY, 38, NORWALK, OH 44857-9037 |
| Name | Verified Name |
|---|---|
| Address | 694 HILLTOP RD, MURPHY, NC 28906-8501 |
| Document Number | 1673631 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 1673/631 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,851.00 | $268,330 (-) | $268,330 (-) Land $7,500 Building $260,830 |
| 2023 | $268,330 | $268,330 Land $7,500 Building $260,830 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 58% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 617 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Blue Ridge Mountain Electric Membership | Fiber | 1,000 / 1,000 |
| CND Acquisition | Cable | 500 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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