5822 E Upper River Rd, Somerville, AL 35670 Property Records

Morgan County property record for 5822 E Upper River Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,881 sqft · built 1988
Lot Size	6 acres (261,360 sqft)
Owner	Company Name on File
Last Sale	$99,500 (Aug 2012)
Tax Bill	$739 (2025)
Deeds & Mortgages	Sep 2011 Line of Credit Aug 2012 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-05-22-0-000-015.001`

Property Details

APN / Parcel Number

Primary APN	`10-05-22-0-000-015.001`
Alternative APNs	`166177` `21866`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,881 sqft Living Area
1st Floor Area	1,881 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	261,360 sqft (6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	166177
Street Address	5822 E UPPER RIVER RD
City	SOMERVILLE
State	AL
Zip	35670-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT NE COR OF SE1/4 OF SEC 22, T6S, R2W, TH W 165', TH SO 330', TH W 465', TH SO 330', TH E 630', TH N 660' TO POB
Legal Range	2W
Legal Township	6S
Legal Section	22
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2035
Census Tract	5405

Owner

Source: Morgan County records · APN 10-05-22-0-000-015.001

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5822 E UPPER RIVER RD, SOMERVILLE, AL 35670-4509
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2011	Deed of Trust, Mortgage · Line of Credit RBC BANK USA
Aug 03, 2012	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2012 · Amount on Record
Deed Sale	Aug 03, 2012 · Amount on Record
Deed Book / Page	2012 / 4874
Prior Transfer Date	Jul 30, 2012
Prior Transfer Doc	2012/04874
Record Updated	Sep 20, 2026

September 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	5822 E UPPER RIVER RD, SOMERVILLE, AL 35670-4509
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2011/27208
Date	Sep 22, 2011
Book Page	2011/27208

Lender

Name	RBC BANK USA
Type	Bank
Address	ROCKY MOUNT, NC 27802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2012: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORGAN AL
Recording Date	Aug 03, 2012
Property Address	5822 E UPPER RIVER RD, SOMERVILLE, AL 35670-4509
Document Number	2012/04874
Book / Page	2012 / 04874
Instrument Date	Jul 30, 2012
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Tax	$99.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5822 E UPPER RIVER RD, SOMERVILLE, AL 35670-4509
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$739.00 Homeowner's exemption	$21,190 (-) Land $6,510 Building $14,680	$211,900 (-) Land $65,100 Building $146,800
2024		$21,190 (-) Land $6,510 Building $14,680	$211,900 (-) Land $65,100 Building $146,800
2023	$739.00 (+12.31%) Homeowner's exemption	$21,190 (+11.35%) Land $6,510 Building $14,680	$211,900 (+11.35%) Land $65,100 Building $146,800
2022	$658.00 Homeowner's exemption	$19,030 Land $5,920 Building $13,110	$190,300 Land $59,200 Building $131,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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