5734 Mill Rock Rd, Gerald, MO 63037 Property Records

Franklin County property record for 5734 Mill Rock Rd, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 2,750 sqft · built 1976
Lot Size	14.4 acres (627,264 sqft)
Owner	Individual Name on Record
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-3-07.0-0-000-016.000`

Property Details

APN / Parcel Number

Primary APN	`27-3-07.0-0-000-016.000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,750 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Frame
Lot Area	627,264 sqft (14.4 acres)
Patio Area	28 sqft

Location & Zoning

Street Address	5734 MILL ROCK RD
City	GERALD
State	MO
Zip	63037-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT N1/2 LOT 1 SW S MILLROCK RD
Legal Range	3W
Legal Township	41N
Legal Section	07
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2067
Census Tract	800502

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5734 MILL ROCK RD, GERALD, MO 63037-3128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage HUD
Mar 30, 2021	Deed of Trust, Mortgage · FHA Mortgage FIRST STATE BANK ST CHARLES MO
May 30, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST ST BK/ST CHARLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2024
Deed Sale	Feb 21, 2024
Deed Document Number	20242401911
Prior Transfer Date	Feb 20, 2024
Prior Transfer Doc	0002401911
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	5734 MILL ROCK RD, GERALD, MO 63037-3128
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002310362
Date	Sep 6, 2023
Instrument	2310362

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	5734 MILL ROCK RD, GERALD, MO 63037-3128
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002105853
Date	Mar 30, 2021
Instrument	2105853

Lender

Name	FIRST STATE BANK ST CHARLES MO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 30, 2018
Property Address	5734 MILL ROCK RD, GERALD, MO 63037-3128
Document Number	0000007346
Instrument Date	May 23, 2018
Instrument	7346
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	HILLSBOROUGH TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5734 MILL ROCK RD GERALD MO 630373128, GERALD, MO 63037-3128

Mortgage

Document Number	7347
Date	May 30, 2018
Instrument	7347

Lender

Name	FIRST ST BK/ST CHARLES
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Elementary School District	Strain-Japan R-XVI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,604.00 (+25.92%)	$45,974 (+20.76%)	$256,450 (+22.1%) Land $67,310 Building $189,140
2023	$2,068.00 (-0.67%)	$38,071	$210,030 Land $47,210 Building $162,820
2022	$2,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50
Sparklight DSL	25 / 3

May also be available: BlueBit Networks.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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