Franklin County property record for 5540 Mill Rock Rd, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 1950 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | Trust Name on File |
| Last Sale | $127,500 (Feb 2006) |
| Tax Bill | $1,496 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3-07.0-0-000-005.200 |
| Primary APN | 27-3-07.0-0-000-005.200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 392,040 sqft (9 acres) |
| Garage Area | 600 sqft |
| Street Address | 5540 MILL ROCK RD |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | PT NE NE, E OF MILL ROCK RD |
| Legal Range | 03W |
| Legal Township | 41 |
| Legal Section | 07 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 800502 |
5540 Mill Rock Rd is held in a trust since May 2016.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2884 SPRING WATER DR, SAINT LOUIS, MO 63129-5717 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2006 · Amount on File |
| Deed Sale | Feb 10, 2006 · Amount on File |
| Deed Document Number | 0000003108 |
| Last Transfer Date | May 24, 2016 |
| Transfer Doc | 0000007337 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 5540 Mill Rock Rd was $1,496.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Elementary School District | Strain-Japan R-XVI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,496.00 | $26,412 | $144,000 Land $47,550 Building $96,450 |
| 2023 | $1,264.00 (+13.67%) | $23,269 | $125,800 Land $34,050 Building $91,750 |
| 2022 | $1,112.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5540 Mill Rock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5540 Mill Rock Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| Sparklight DSL | 25 / 3 |
4G LTE (outdoors only), no 5G reported
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