5494 Mill Rock Rd, Gerald, MO 63037 Property Records

Franklin County property record for 5494 Mill Rock Rd, Gerald, MO 63037

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,996 sqft · built 1992
Lot Size7 acres (304,920 sqft)
Owner2 Individual Names on Record
Tax Bill$1,659 (2025)
Deeds & MortgagesJan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN27-3-07.0-0-000-001.000

Property Details

APN / Parcel Number

Primary APN27-3-07.0-0-000-001.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,996 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Architectural StyleOther
Lot Area304,920 sqft (7 acres)
Garage Area340 sqft
Patio Area160 sqft

Location & Zoning

Street Address5494 MILL ROCK RD
CityGERALD
StateMO
Zip63037-3115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeANU
Legal DescriptionPT N1/2 NE E MILROCK RD
Legal Range03W
Legal Township41
Legal Section07
JurisdictionFRANKLIN MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2055
Census Tract800502

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address5494 MILL ROCK RD, GERALD, MO 63037-3115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 8, 2024
Deed SaleJan 8, 2024
Deed Document Number2400611
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address5494 MILL ROCK RD, GERALD, MO 63037-3115
Transaction TypeMortgage
Record UpdatedJan 31, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002400610
DateJan 18, 2024
Instrument2400610
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Elementary School DistrictStrain-Japan R-XVI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,659.00 (+9.29%)$34,305 (+22.69%)$184,750 (+23.2%) Land $46,900 Building $137,850
2023$1,518.00 (-4.77%)$27,960$149,960 Land $33,600 Building $116,360
2022$1,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100
Sparklight
DSL
10 / 1

May also be available: FireServe.

Cell Coverage

No cell data coverage reported

Nearby Properties on Mill Rock Rd

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