Franklin County property record for 5694 Mill Rock Rd, Gerald, MO 63037
| Property Type | Single Family Home |
|---|---|
| Lot Size | 18 acres (784,080 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $555 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jul 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3-07.0-0-000-017.200 |
| Primary APN | 27-3-07.0-0-000-017.200 |
|---|
| Lot Area | 784,080 sqft (18 acres) |
|---|---|
| Shed | 1 Shed |
| Street Address | 5694 MILL ROCK RD |
|---|---|
| City | GERALD |
| State | MO |
| Zip | 63037-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N LOT1 SW |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2067 |
| Census Tract | 800502 |
Source: Franklin County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | MILL ROCK RD, GERALD, MO 63037 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK |
| Jul 28, 2025 | Deed of Trust, Mortgage · Line of Credit HERITAGE COMMUNITY BANK |
| Apr 9, 2025 | Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2025 |
| Deed Sale | Apr 9, 2025 |
| Prior Sale | Mar 22, 2023 · Amount on Record |
| Deed Document Number | 2025971 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 5694 MILL ROCK RD, GERALD, MO 63037-3117 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002600237 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2600237 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Jul 2, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 5694 MILL ROCK RD, GERALD, MO 63037-3117 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002509178 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 2509178 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 2, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 9, 2025 |
| Property Address | 5694 MILL ROCK RD, GERALD, MO 63037-3117 |
| Document Number | 0002503971 |
| Map Reference | DOC 1807346 |
| Instrument Date | Apr 7, 2025 |
| Instrument | 2503971 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 13, UNION, MO 63084-0013 |
| Document Number | 0002503972 |
|---|---|
| Date | Apr 9, 2025 |
| Instrument | 2503972 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Elementary School District | Strain-Japan R-XVI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $555.00 (+55.46%) | $9,811 (+49.08%) | $81,760 (+49.09%) Land $81,000 Building $760 |
| 2023 | $357.00 | $6,581 | $54,840 Land $54,000 Building $840 |
| 2022 | $357.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| Sparklight DSL | 25 / 3 |
May also be available: BlueBit Networks.
4G LTE (outdoors only), no 5G reported
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