5730 Charstone Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5730 Charstone Ct, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	1 ba · 1,220 sqft · built 1981
Lot Size	0.061 acres (2,635 sqft)
Owner	Individual Name on Record
Last Sale	$231,900 (Mar 2007)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-541554`

Property Details

APN / Parcel Number

Primary APN	`28-541554`
Alternative APN	`541554`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,220 sqft Living Area
1st Floor Area	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,635 sqft (0.061 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	541554
Street Address	5730 CHARSTONE CT
City	FREDERICK
State	MD
Zip	21703-8628
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R12
Legal Description	L 1 PL 1 SEC 3BK 6 2635 SQ FT FARMBROOKS CHARSTONE COURT
Legal Subdivision	FARMBROOK 01 SEC 03
Legal Block	6
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	4
Census Block	4000
Census Tract	751002

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5730 CHARSTONE CT, FREDERICK, MD 21703-8628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2007 · Amount on Record
Deed Sale	Mar 1, 2007 · Amount on Record
Prior Sale	Apr 21, 1992 · Amount on Record
Deed Document Number	200771127
Deed Book / Page	6474 / 141
Last Transfer Date	Aug 1, 2022
Transfer Doc	0161090424
Record Updated	Oct 29, 2026

August 2022:

Jurisdiction	FREDERICK MD
Recording Date	Aug 30, 2022
Property Address	5730 CHARSTONE CT, FREDERICK, MD 21703-8628
Document Number	0161090417
Book / Page	16109 / 417
Map Reference	MB 23 PG 177
Instrument Date	Aug 1, 2022
Record Updated	Jun 15, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5730 CHARSTONE CT, FREDERICK, MD 21703-8628

Mortgage

Document Number	0161090424
Date	Aug 30, 2022
Book Page	16109/424

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,500 (+5.12%)	$268,300 (+15.35%) Land $100,000 Building $168,300
2025	$2,930.00 (+597.62%)	$232,600 (+16.96%) Land $80,000 Building $152,600	$232,600 (-) Land $80,000 Building $152,600
2024	$420.00 (-82.63%)
2023	$2,418.00	$198,867	$232,600 Land $80,000 Building $152,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20