5729 Charstone Ct, Frederick, MD 21703 Property Records

Frederick County property record for 5729 Charstone Ct, Frederick, MD 21703

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,720 sqft · built 1981
Lot Size0.039 acres (1,700 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Oct 2021)
Tax Bill$2,968 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN28-541791

Property Details

APN / Parcel Number

Primary APN28-541791
Alternative APN
  • 541791

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,720 sqft Living Area
1st Floor Area620 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,700 sqft (0.039 acres)
Deck Area100 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number541791
Street Address5729 CHARSTONE CT
CityFREDERICK
StateMD
Zip21703-8611
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR12
Legal DescriptionL 4 PL 1 SEC 3 BK 9 1700 SQ FT FARMBROOK CHARSTONE COURT
Legal SubdivisionCHARSTONE COURT
Legal Block9
Legal Lot Number4
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group4
Census Block4000
Census Tract751002

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5729 CHARSTONE CT, FREDERICK, MD 21703-8611
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Deed, Transfer · Conventional Mortgage
TIDEWATER MORTGAGE SERVICES INC
Dec 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
APEX HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleApr 22, 2013 · Amount on Record
Deed Book / Page15441 / 132
Transfer Doc0037140044
Record UpdatedJun 8, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 28, 2021
Property Address5729 CHARSTONE CT, FREDERICK, MD 21703-8611
Document Number0154410132
Book / Page15441 / 132
Map ReferenceMB 25 PL 22
Instrument DateOct 6, 2021
Transaction TypeTransfer
Record UpdatedNov 9, 2021
Title CompanyLAWYERS SIGNATURE STLMTS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5729 CHARSTONE CT, FREDERICK, MD 21703-8611

Mortgage

Document Number15441139
DateOct 28, 2021
Instrument15441/139
Lender
NameTIDEWATER MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Mortgage

Document Number0154410157
DateOct 28, 2021
Book Page15441/157
Lender
NameFREDERICK COUNTY
TypeGovernment Agency
AddressFREDERICK, MD 21701
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5729 CHARSTONE CT, FREDERICK, MD 21703-8611
Document Number0122380102
Book / Page012238 / 000102
Instrument DateDec 13, 2017
Transaction TypeMortgage
Record UpdatedJan 26, 2018
Title CompanyCLA TITLE ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address5729 CHARSTONE CT FREDERICK MD 217038611, FREDERICK, MD 21703-8611

Mortgage

Document Number0122380102
DateJan 18, 2018
Book Page012238/000102
Lender
NameAPEX HM LNS
TypeFunding / Finance Company
AddressROCKVILLE, MD 20852
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 17, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$273,800 (+21.4%) Land $80,000 Building $193,800$273,800 (-) Land $80,000 Building $193,800
2024$2,968.00 (+8.68%)
2023$2,731.00$225,533$273,800 Land $80,000 Building $193,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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