Frederick County property record for 5734 Charstone Ct, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,280 sqft · built 1981 |
| Lot Size | 0.039 acres (1,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Feb 2024) |
| Tax Bill | $2,799 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-541570 |
| Primary APN | 28-541570 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,700 sqft (0.039 acres) |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 541570 |
|---|---|
| Street Address | 5734 CHARSTONE CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-8628 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R12 |
| Legal Description | L3 PL 1 SEC 3 BK 6 1700 SQ FT FARMBROOK CHARSTONE COURT |
| Legal Subdivision | CHARSTONE COURT |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 751002 |
Source: Frederick County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5734 CHARSTONE CT, FREDERICK, MD 21703-8628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed, Transfer · Conventional Mortgage THE MORTGAGE LINK INC |
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHROP GRUMMAN FCU |
| Aug 24, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on Record |
| Deed Sale | Feb 21, 2024 · Amount on Record |
| Prior Sale | Jan 30, 2008 · Amount on Record |
| Deed Book / Page | 16768 / 231 |
| Prior Transfer Date | Aug 4, 2021 |
| Prior Transfer Doc | 0152240367 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 21, 2024 |
| Property Address | 5734 CHARSTONE CT, FREDERICK, MD 21703-8628 |
| Document Number | 0167680231 |
| Book / Page | 16768 / 231 |
| Map Reference | MB 23 PL 177 |
| Instrument Date | Feb 14, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Title Company | NOT AVAILABLE, ANDERSON TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 511 E MAIN ST, THURMONT, MD 21788-1720 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5734 CHARSTONE CT, FREDERICK, MD 21703-8628 |
| Document Number | 0016768238 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 16768/238 |
| Name | THE MORTGAGE LINK INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5734 CHARSTONE CT, FREDERICK, MD 21703-8628 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5734 CHARSTONE CT, FREDERICK, MD 21703-8628 |
| Document Number | 0152390101 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 15239/101 |
| Name | NORTHROP GRUMMAN FCU |
|---|---|
| Type | Credit Union |
| Address | GARDENA, CA 90248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 222 Months |
| Due | Feb 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 24, 2021 |
| Property Address | 5734 CHARSTONE CT, FREDERICK, MD 21703-8628 |
| Document Number | 0152240367 |
| Book / Page | 15224 / 367 |
| Map Reference | MB 23 PL 177 |
| Instrument Date | Aug 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5734 CHARSTONE CT, FREDERICK, MD 21703-8628 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,100 (+6.79%) | $272,900 (+20.38%) Land $100,000 Building $172,900 | |
| 2025 | $2,799.00 (+5.98%) Homeowner's exemption | $226,700 (+16.2%) Land $80,000 Building $146,700 | $226,700 (-) Land $80,000 Building $146,700 |
| 2024 | $2,641.00 (+11.25%) | ||
| 2023 | $2,374.00 | $195,100 | $226,700 Land $80,000 Building $146,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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