Frederick County property record for 5725 Charstone Ct, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,670 sqft · built 1981 |
| Lot Size | 0.061 acres (2,635 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $352,000 (Dec 2024) |
| Tax Bill | $3,551 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-541813 |
| Primary APN | 28-541813 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,670 sqft Living Area |
| 1st Floor Area | 620 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,635 sqft (0.061 acres) |
| Deck Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 541813 |
|---|---|
| Street Address | 5725 CHARSTONE CT |
| City | FREDERICK |
| State | MD |
| Zip | 21703-8611 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R12 |
| Legal Description | L 6 PL 1 SEC 3BK 9 2635 SQ FT FARMBROOK CHARSTONE DRIVE |
| Legal Subdivision | FARMBROOK 01 SEC 03 |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 751002 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23 MERCY CT, POTOMAC, MD 20854-4540 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage US BANK FULFILLMENT SERVICES |
| Feb 9, 2017 | Grant Deed, Transfer MILLENNIUM FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2024 · Amount on Record |
| Deed Sale | Dec 17, 2024 · Amount on Record |
| Prior Sale | Nov 12, 2024 · Amount on Record |
| Deed Book / Page | 17154 / 489 |
| Prior Transfer Date | Nov 8, 2024 |
| Prior Transfer Doc | 0171540489 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5725 CHARSTONE CT, FREDERICK, MD 21703-8611 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5725 CHARSTONE CT, FREDERICK, MD 21703-8611 |
| Investor | Possibly a Property Investor |
| Document Number | 0163750425 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 16375/425 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5725 CHARSTONE CT, FREDERICK, MD 21703-8611 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 5725 CHARSTONE CT, FREDERICK, MD 21703-8611 |
| Document Number | 0141070124 |
|---|---|
| Date | Sep 25, 2020 |
| Book Page | 14107/124 |
| Name | US BANK FULFILLMENT SERVICES |
|---|---|
| Type | Non-Lending Institution |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Mar 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 9, 2017 |
| Property Address | 5725 CHARSTONE CT, FREDERICK, MD 21703-8611 |
| Document Number | 0116640295 |
| Book / Page | 011664 / 000295 |
| Instrument Date | Feb 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2017 |
| Title Company | LAKESIDE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $216.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5725 CHARSTONE CT FREDERICK MD 217038611, FREDERICK, MD 21703-8611 |
| Document Number | 116640305 |
|---|---|
| Date | Feb 9, 2017 |
| Book Page | 011664/000305 |
| Name | MILLENNIUM FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, MD 21769 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 8, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,700 (+29.39%) | $356,300 (+25.72%) Land $100,000 Building $256,300 | |
| 2025 | $3,551.00 (+23.51%) | ||
| 2023 | $2,875.00 | $237,800 | $283,400 Land $80,000 Building $203,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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