Kane County property record for 555 Prospect St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,274 sqft · built 1900 |
| Lot Size | 0.23 acres (10,032 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Nov 2011) |
| Tax Bill | $6,259 (2025) |
| Deeds & Mortgages | Mar 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-353-004 |
| Primary APN | 06-12-353-004 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,274 sqft Living Area |
| Gross Area | 3,383 sqft |
| Basement Area | 1,109 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 10,032 sqft (0.23 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 555 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KIMBALL & HAWKINS ADDN LOT 1 |
| Legal Subdivision | KIMBALL&HAWKINS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 851302 |
555 Prospect St is owned and occupied by two individuals who acquired it in February 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 555 PROSPECT ST, ELGIN, IL 60120-3770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2011 · Amount on File |
| Deed Sale | Nov 15, 2011 · Amount on File |
| Prior Sale | Aug 10, 2011 |
| Deed Document Number | 201168770 |
| Last Transfer Date | Feb 28, 2022 |
| Transfer Doc | 0000011958 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 2, 2022 |
| Property Address | 555 PROSPECT ST, ELGIN, IL 60120-3770 |
| Document Number | 0000011958 |
| Instrument Date | Feb 28, 2022 |
| Instrument | 2022K011958 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 555 PROSPECT ST, ELGIN, IL 60120-3770 |
The 2025 property tax bill for 555 Prospect St was $6,259 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,259.00 Homeowner's exemption | $90,047 (+8.57%) Land $19,370 Building $70,677 | $270,249 (+8.57%) Land $58,133 Building $212,116 |
| 2024 | $82,939 Land $17,841 Building $65,098 | $248,917 Land $53,544 Building $195,372 | |
| 2022 | $4,981.00 (+4.73%) Homeowner's exemption | $63,447 (+6.96%) Land $14,697 Building $48,750 | $190,341 (+6.96%) Land $44,091 Building $146,250 |
| 2021 | $4,756.00 Homeowner's exemption | $59,319 Land $13,741 Building $45,578 | $177,957 Land $41,223 Building $136,734 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 555 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 555 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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