571 Saddle Ln, Aurora, IL 60505 Property Records

Kane County property record for 571 Saddle Ln, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,674 sqft · built 1980
Lot Size	2.29 acres (1 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (May 2025)
Tax Bill	$4,986 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-10-476-015`

Property Details

APN / Parcel Number

Primary APN	`15-10-476-015`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	3,668 sqft
1st Floor Area	1,674 sqft
Basement Area	1,674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1 sqft
Garage Type	Attached
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	571 SADDLE LN
City	AURORA
State	IL
Zip	60505-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERLEAF ESTATES : LOT 14 & PT VAC HIGH ST LOT DIMENSIONS: 1 IRREG SEE PLAT APPROX LOT SQ FT 1 SUBDIVISION: CLOVERLEAF ESTATES RANGE CODE: 001
Legal Subdivision	CLOVERLEAF ESTATES
Legal Block	2
Legal Lot Number	14,S
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2019
Census Tract	852906

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	571 SADDLE LN, AURORA, IL 60505-9585
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Dec 8, 2021	Transfer on Death Deed, Transfer
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Feb 24, 2020	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Jan 25, 2012 · Amount on Record
Deed Document Number	202516299
Prior Transfer Date	Dec 6, 2021
Prior Transfer Doc	0000091366
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	571 SADDLE LN, AURORA, IL 60505-9585
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 SADDLE LN, AURORA, IL 60505-9585

Mortgage

Document Number	0000000241
Date	Jan 4, 2023
Instrument	2023K000241

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Dec 8, 2021
Property Address	571 SADDLE LN, AURORA, IL 60505-9585
Document Number	0000091366
Instrument Date	Dec 6, 2021
Instrument	2021K091366
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 SADDLE LN, AURORA, IL 60505-9585

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	571 SADDLE LN, AURORA, IL 60505-9585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036024
Date	Jul 13, 2017
Instrument	2017K036024

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	571 SADDLE LN, AURORA, IL 60505-9585
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009615
Date	Feb 24, 2020
Instrument	2020K009615

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	7.67%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,986.00 (+5.46%)	$121,577 (+9.39%) Land $23,580 Building $97,997	$364,877 (+9.39%) Land $70,768 Building $294,109
2024		$111,141 (+22.66%) Land $21,556 Building $89,585	$333,556 (+22.71%) Land $64,694 Building $268,863
2022	$4,728.00 (+0.7%) Homeowner's exemption	$90,606 (+7.41%) Land $17,573 Building $73,033	$271,818 (+7.41%) Land $52,719 Building $219,099
2021	$4,695.00 Homeowner's exemption	$84,356 Land $16,361 Building $67,995	$253,068 Land $49,083 Building $203,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Metronet, T-Mobile.

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