521 Saddle Ln, Aurora, IL 60505 Property Records

Kane County property record for 521 Saddle Ln, Aurora, IL 60505 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,720 sqft · built 1979
Lot Size	0.367 acres (16,006 sqft)
Owner	Individual Name on File
Last Sale	$154,000 (Sep 2019)
Tax Bill	$7,345 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-10-476-001`

Property Details

APN / Parcel Number

Primary APN	`15-10-476-001`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,720 sqft Living Area
Gross Area	3,160 sqft
Basement Area	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	16,006 sqft (0.367 acres)
Lot Dimensions	151 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	521 SADDLE LN
City	AURORA
State	IL
Zip	60505-9585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERLEAF ESTATES : LOT 10 LOT DIMENSIONS: 106 X 151 APPROX LOT SQ FT 16006 SUBDIVISION: SADDLE LANE RANGE CODE: 001
Legal Subdivision	SADDLE LANE
Legal Block	2
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2023
Census Tract	852906

Owner

Source: Kane County records · APN 15-10-476-001

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	521 SADDLE LN, AURORA, IL 60505-9585
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2019 · Amount on Record
Deed Sale	Sep 04, 2019 · Amount on Record
Prior Sale	Jan 14, 2005
Deed Document Number	201940685
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 04, 2019
Property Address	521 SADDLE LN, AURORA, IL 60505-9585
Document Number	0000040685
Instrument Date	Aug 19, 2019
Instrument	40685
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 SADDLE LN AURORA IL 605059585, AURORA, IL 60505-9585

Mortgage

Document Number	40686
Date	Sep 04, 2019
Instrument	40686

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 03, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,345.00 (+15.4%) Homeowner's exemption
2024		$110,128 (+22.66%) Land $19,757 Building $90,371	$330,516 (+22.71%) Land $59,295 Building $271,221
2022	$6,365.00 (+1.63%) Homeowner's exemption	$89,780 (+7.41%) Land $16,107 Building $73,673	$269,340 (+7.41%) Land $48,321 Building $221,019
2021	$6,263.00 Homeowner's exemption	$83,586 Land $14,996 Building $68,590	$250,758 Land $44,988 Building $205,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.