Kane County property record for 640 Saddle Ln, Aurora, IL 60505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1986 |
| Lot Size | 0.389 acres (16,927 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,346 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-11-302-002 |
| Primary APN | 15-11-302-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| Gross Area | 4,168 sqft |
| 1st Floor Area | 1,760 sqft |
| Basement Area | 1,760 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Lot Area | 16,927 sqft (0.389 acres) |
| Lot Dimensions | 153 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 640 SADDLE LN |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60505-9586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVERLEAF ESTATES LOT 6 LOT DIMENSIONS: 110 X 153.88 APPROX LOT SQ FT 16927 SUBDIVISION: SADDLE LANE RANGE CODE: 001 |
| Legal Subdivision | SADDLE LANE |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 852906 |
Source: Kane County assessment roll, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 SADDLE LN, AURORA, IL 60505-9586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora East Unit School District 131 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,346.00 (+13.43%) Homeowner's exemption | $121,205 (+9.39%) Land $21,612 Building $99,593 | $363,761 (+9.39%) Land $64,862 Building $298,899 |
| 2024 | $110,801 (+22.66%) Land $19,757 Building $91,044 | $332,536 (+22.71%) Land $59,295 Building $273,241 | |
| 2022 | $4,713.00 (+0.73%) Homeowner's exemption | $90,329 (+7.41%) Land $16,107 Building $74,222 | $270,987 (+7.41%) Land $48,321 Building $222,666 |
| 2021 | $4,679.00 Homeowner's exemption | $84,098 Land $14,996 Building $69,102 | $252,294 Land $44,988 Building $207,306 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Metronet Holdings, T-Mobile USA.
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