Kane County property record for 550 Saddle Ln, Aurora, IL 60505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,570 sqft · built 1991 |
| Lot Size | 0.389 acres (16,940 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jul 2007) |
| Tax Bill | $8,702 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-10-426-006 |
| Primary APN | 15-10-426-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,570 sqft Living Area |
| Gross Area | 4,456 sqft |
| Basement Area | 1,397 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 16,940 sqft (0.389 acres) |
| Lot Dimensions | 154 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 489 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 550 SADDLE LN |
|---|---|
| City | AURORA |
| State | IL |
| Zip | 60505-9587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVERLEAF ESTATES LOT 3 LOT DIMENSIONS: 110 X 154 APPROX LOT SQ FT 16940 SUBDIVISION: SADDLE LANE RANGE CODE: 001 |
| Legal Subdivision | SADDLE LANE |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 852906 |
550 Saddle Ln is owned and occupied by two individuals who bought it in July 2007.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 SADDLE LN, AURORA, IL 60505-9587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2007 · Amount on File |
| Deed Sale | Jul 30, 2007 · Amount on File |
| Prior Sale | Dec 29, 2006 · Amount on File |
| Deed Document Number | 200778822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 550 SADDLE LN, AURORA, IL 60505-9587 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WHEATLAND TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0000056911 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 2018K056911 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60505 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Change Frequency | Monthly |
The 2025 property tax bill for 550 Saddle Ln was $8,702 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Aurora City |
| County | Kane County |
| County Subdivision | Aurora Township |
| Unified School District | Aurora East Unit School District 131 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,702.00 Homeowner's exemption | $141,254 (+9.39%) Land $21,612 Building $119,642 | $423,932 (+9.39%) Land $64,862 Building $359,070 |
| 2024 | $129,129 Land $19,757 Building $109,372 | $387,542 Land $59,295 Building $328,247 | |
| 2022 | $7,542.00 (+1.55%) Homeowner's exemption | $105,270 (+7.41%) Land $16,107 Building $89,163 | $315,810 (+7.41%) Land $48,321 Building $267,489 |
| 2021 | $7,427.00 Homeowner's exemption | $98,008 Land $14,996 Building $83,012 | $294,024 Land $44,988 Building $249,036 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 550 Saddle Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 550 Saddle Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AURORA serves 183,000 people · EPA ID IL0894070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 26 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Metronet, T-Mobile.
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