5704 Clouds Peak Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5704 Clouds Peak Dr, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,452 sqft · built 2005
Lot Size	0.334 acres (14,592 sqft)
Owner	2 Individuals on Record
Last Sale	$295,000 (Mar 2011)
Tax Bill	$5,478 (2025)
Deeds & Mortgages	Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0161238124`

Property Details

APN / Parcel Number

Primary APN	`0161238124`
Alternative APN	`U30271871R000001000120`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,452 sqft Heated Area
1st Floor Area	2,452 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,592 sqft (0.334 acres)
Lot Dimensions	152 ft deep x 96 ft wide
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	675 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0161238124
Street Address	5704 CLOUDS PEAK DR
City	LUTZ
State	FL
Zip	33558-4974
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ORANGE BLOSSOM CREEK PHASE 1 LOT 12 BLOCK 1
Legal Range	18E
Legal Township	27S
Legal Section	30
Legal Subdivision	ORANGE BLOSSOM CREEK PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	12
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2008
Census Tract	11512

Owner

Source: Hillsborough County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Co-owner	Co-owner on Record
Mailing Address	5704 CLOUDS PEAK DR, LUTZ, FL 33558-4974
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2011 · Amount on Record
Deed Sale	Mar 18, 2011 · Amount on Record
Deed Document Number	2011103557
Deed Book / Page	15677 / 0503
Prior Transfer Date	Oct 26, 2005
Prior Transfer Doc	2005493962
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5704 CLOUDS PEAK DR, LUTZ, FL 33558-4974
Document Number	0265210855
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5704 CLOUDS PEAK DR LUTZ FL 335584974, LUTZ, FL 33558-4974

Mortgage

Document Number	0265210855
Date	Apr 5, 2019
Book Page	026521/000855
Instrument	142511

Lender

Name	FLORIDA CTRL CU
Type	Credit Union
Address	TAMPA, FL 33609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 4, 2029

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,478.00 (+5.98%) Homeowner's exemption	$306,730 (+5.99%)	$609,079 (+7.09%) Land $144,461 Building $464,618
2023	$5,169.00 (+4.23%) Homeowner's exemption	$289,404 (+3%)	$568,778 (+5.68%) Land $130,015 Building $438,763
2022	$4,959.00 Homeowner's exemption	$280,975	$538,231 Land $115,569 Building $422,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	18 (1993–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20