Hillsborough County property record for 5605 Clouds Peak Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,362 sqft · built 2004 |
| Lot Size | 0.401 acres (17,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $569,900 (Dec 2021) |
| Tax Bill | $10,550 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016123-8154 |
| Primary APN | 016123-8154 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,362 sqft Living Area |
| Gross Area | 3,210 sqft |
| 1st Floor Area | 2,362 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,462 sqft (0.401 acres) |
| Lot Dimensions | 169 ft deep x 95.4 ft wide |
| Garage Type | Attached |
| Garage Area | 599 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 312 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 249 sqft |
| Deck Area | Deck Area |
| Patio Area | 705 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0161238154 |
|---|---|
| Street Address | 5605 CLOUDS PEAK DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-4973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | ORANGE BLOSSOM CREEK PHASE 1 LOT 27 BLOCK 1 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 30 |
| Legal Subdivision | ORANGE BLOSSOM CREEK PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 71R |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11512 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5605 CLOUDS PEAK DR, LUTZ, FL 33558-4973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2021 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| May 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| May 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage BBMC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on Record |
| Deed Sale | Dec 20, 2021 · Amount on Record |
| Prior Sale | May 25, 2018 · Amount on Record |
| Deed Document Number | 2021656671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Dec 20, 2021 |
| Property Address | 5605 CLOUDS PEAK DR, LUTZ, FL 33558-4973 |
| Document Number | 0000656671 |
| Map Reference | MB 98 PG 1-17 |
| Instrument Date | Dec 16, 2021 |
| Instrument | 2021656671 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Title Company | INSURED TITLE AGENCY, INSURED TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,989.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11397 POPLAR GATE DR, 11397, MECHANICSVILLE, VA 23116 |
| Name | Verified Name |
|---|---|
| Address | 5605 CLOUDS PEAK DR, LUTZ, FL 33558-4973 |
| Document Number | 0000656672 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021656672 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5605 CLOUDS PEAK DR, LUTZ, FL 33558-4973 |
| Document Number | 0266681217 |
| Instrument Date | May 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5605 CLOUDS PEAK DR LUTZ FL 335584973, LUTZ, FL 33558-4973 |
| Document Number | 0266681217 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 026668/001217 |
| Instrument | 232287 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 2, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 25, 2018 |
| Property Address | 5605 CLOUDS PEAK DR, LUTZ, FL 33558-4973 |
| Document Number | 0000208586 |
| Book / Page | 25794 / 0361 |
| Map Reference | MB 98 PG 1-17 |
| Instrument Date | May 17, 2018 |
| Instrument | 2018208586 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | EQUIMAX TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,677.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9222 CHAMPIONSHIP LN, 9222, NEW PORT RICHEY, FL 34655-1802 |
| Name | Verified Name |
|---|---|
| Address | 5605 CLOUDS PEAK DR, LUTZ, FL 33558-4973 |
| Document Number | 0000208589 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 2018208589 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,470 (-1.9%) Land $158,035 Building $415,435 | $573,470 (-1.9%) Land $158,035 Building $415,435 | |
| 2025 | $10,550.00 (+1.13%) Homeowner's exemption | $584,590 (+6.33%) Land $158,035 Building $426,555 | $584,590 (+6.33%) Land $158,035 Building $426,555 |
| 2023 | $10,432.00 (+6.54%) | $549,800 (+6.77%) Land $142,231 Building $407,569 | $549,800 (+6.77%) Land $142,231 Building $407,569 |
| 2022 | $9,792.00 | $514,926 Land $126,428 Building $388,498 | $514,926 Land $126,428 Building $388,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 18 (1993–2024) |
| Claims Outside the SFHA | 6 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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