5603 Clouds Peak Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5603 Clouds Peak Dr, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,423 sqft · built 2004
Lot Size	0.325 acres (14,198 sqft)
Owner	2 Owner Names on File
Last Sale	$271,900 (Nov 2004)
Tax Bill	$4,846 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0161238156`

Property Details

APN / Parcel Number

Primary APN	`0161238156`
Alternative APN	`U30271871R000001000280`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,423 sqft Heated Area
1st Floor Area	2,423 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,198 sqft (0.325 acres)
Lot Dimensions	173 ft deep x 82.1 ft wide
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0161238156
Street Address	5603 CLOUDS PEAK DR
City	LUTZ
State	FL
Zip	33558-4973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ORANGE BLOSSOM CREEK PHASE 1 LOT 28 BLOCK 1
Legal Range	18E
Legal Township	27S
Legal Section	30
Legal Subdivision	ORANGE BLOSSOM CREEK PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	28
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2008
Census Tract	11512

Owner

Source: Hillsborough County records · APN 0161238156

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	5603 CLOUDS PEAK DR, LUTZ, FL 33558-4973
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2004 · Amount on Record
Deed Sale	Nov 15, 2004 · Amount on Record
Deed Document Number	2004441364
Deed Book / Page	14399 / 1627
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	5603 CLOUDS PEAK DR, LUTZ, FL 33558-4973
Transaction Type	Mortgage
Record Updated	Feb 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5603 CLOUNDS PEAK DR, LUTZ, FL 33558-4973

Mortgage

Document Number	2021058042
Date	Feb 04, 2021
Instrument	2021058042

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2041

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,846.00 (+5.35%) Homeowner's exemption	$272,087 (+5.99%)	$571,856 (+6.36%) Land $141,981 Building $429,875
2023	$4,600.00 (+4.47%) Homeowner's exemption	$256,717 (+3%)	$537,679 (+6.71%) Land $127,783 Building $409,896
2022	$4,403.00 Homeowner's exemption	$249,240	$503,882 Land $113,585 Building $390,297

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	18 (1993–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 167 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.