5707 Clouds Peak Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5707 Clouds Peak Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,550 sqft · built 2005
Lot Size0.356 acres (15,484 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Apr 2011)
Tax Bill$7,208 (2025)
Deeds & MortgagesDec 2019 Line of Credit
Aug 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN016123-8138

Property Details

APN / Parcel Number

Primary APN016123-8138
Alternative APN
  • U30271871R000001000190

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,550 sqft Living Area
Gross Area4,440 sqft
1st Floor Area3,039 sqft
Upper Floors Area511 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,484 sqft (0.356 acres)
Lot Dimensions187 ft deep x 75.2 ft wide
Garage TypeAttached
Garage Area591 sqft
Parking Spaces2 Parking Spaces
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area299 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0161238138
Street Address5707 CLOUDS PEAK DR
CityLUTZ
StateFL
Zip33558-4975
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionORANGE BLOSSOM CREEK PHASE 1 LOT 19 BLOCK 1
Legal Range18E
Legal Township27S
Legal Section30
Legal SubdivisionORANGE BLOSSOM CREEK PHASE 1
Legal Phase1
Legal Tract71R
Legal Block1
Legal Lot Number19
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2008
Census Tract11512

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5707 CLOUDS PEAK DR, LUTZ, FL 33558-4975
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2019Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK
Aug 2, 2017Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 14, 2011 · Amount on Record
Deed SaleApr 14, 2011 · Amount on Record
Prior SaleAug 25, 2005 · Amount on Record
Deed Document Number2011124545
Deed Book / Page20461 / 1420
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5707 CLOUDS PEAK DR, LUTZ, FL 33558-4975
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0271580799
DateDec 4, 2019
Book Page27158/0799
Instrument2019519633
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 3, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHILLSBOROUGH FL
Property Address5707 CLOUDS PEAK DR, LUTZ, FL 33558-4975
Document Number0251661901
Instrument DateAug 2, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address5707 CLOUDS PEAK DR LUTZ FL 335584975, LUTZ, FL 33558-4975

Mortgage

Document Number0251661901
DateAug 15, 2017
Book Page025166/001901
Instrument322874
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 14, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$414,901 (+2.7%)$788,938 (-5.2%) Land $161,653 Building $627,285
2025$7,208.00 (+7.28%) Homeowner's exemption$403,993 (+5.99%)$832,194 (+3.73%) Land $161,653 Building $670,541
2023$6,719.00 (+3.77%) Homeowner's exemption$381,172 (+3%)$802,256 (+12.53%) Land $145,488 Building $656,768
2022$6,475.00 Homeowner's exemption$370,070$712,933 Land $129,322 Building $583,611

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims18 (1993–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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