57008 E 120 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 57008 E 120 Rd, Miami, OK 74354

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,800 sqft · built 1976
Lot Size	76.1 acres (3,315,352 sqft)
Owner	2 Individual Names on File
Last Sale	$425,500 (Mar 2015)
Tax Bill	$3,346 (2025)
Deeds & Mortgages	May 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0000-04-027-023-0-007-00`

Property Details

APN / Parcel Number

Primary APN	`0000-04-027-023-0-007-00`
Alternative APN	`3166`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,800 sqft Living Area
1st Floor Area	1,760 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	3,315,352 sqft (76.1 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Shed	1 Shed
Shed Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3166
Street Address	57008 E 120 RD
City	MIAMI
State	OK
Zip	74354-5392
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W2 SW LS 3.4 AC GRDA & LS .4 AC GRDA & LS .09 AC ODOT SEC 4 TWP 27 RNG 23
Legal Range	23E
Legal Township	27N
Legal Section	04
Legal Subdivision	T027-R023
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1069
Census Tract	574700

Owner

57008 E 120 Rd, a rural home, is owned and occupied by two individuals who bought it in March 2015.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57008 E 120 RD, MIAMI, OK 74354-5392
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2015 · Amount on File
Deed Sale	Mar 30, 2015 · Amount on File
Prior Sale	Jul 24, 2003 · Amount on File
Deed Document Number	20151140
Deed Book / Page	1007 / 449
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	57008 E 120 RD, MIAMI, OK 74354
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001069/663
Date	May 10, 2018
Book Page	1069/663
Instrument	2018-001927

Lender

Name	UNITED STATES DEPARTMENT OF AGRICULTURE
Type	Government Agency
Address	VINITA, OK 74301

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	84 Months
Due	May 7, 2025

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 57008 E 120 Rd was $3,346 with a homeowner's exemption, down 1.2% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,785 (+3%) Land $2,496 Building $34,289	$322,676 (-11.81%) Land $21,895 Building $300,781
2025	$3,346.00 (-1.18%) Homeowner's exemption	$35,714 (+3%) Land $2,496 Building $33,218	$365,877 (-) Land $21,895 Building $343,982
2024	$3,386.00 (+9.19%) Homeowner's exemption	$34,673 (+3%) Land $2,474 Building $32,199	$365,877 (-) Land $21,895 Building $343,982
2023	$3,101.00 (+5.87%) Homeowner's exemption	$33,664 (+3%) Land $2,471 Building $31,193	$365,877 (-) Land $21,895 Building $343,982
2022	$2,929.00 Homeowner's exemption	$32,683 Land $2,468 Building $30,215	$365,877 Land $21,895 Building $343,982

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 57008 E 120 Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (2007–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57008 E 120 Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 79% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
The Junction Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20