59101 E 120 Rd, Miami, OK 74354 Property Records

Ottawa County property record for 59101 E 120 Rd, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,762 sqft · built 1926
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Aug 2023)
Tax Bill	$2,067 (2025)
Deeds & Mortgages	Aug 2023 Transfer Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0000-03-027-023-0-019-00`

Property Details

APN / Parcel Number

Primary APN	`0000-03-027-023-0-019-00`
Alternative APN	`3154`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Shed	1 Shed
Shed Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3154
Street Address	59101 E 120 RD
City	MIAMI
State	OK
Zip	74354-4574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR POB SE COR LT 1, (OR LT 8) N838.7', S1443' W 64.4', S1654' W 232.9' TH S402' W218.2', S1514' W170.1', TH S63*02' W234.
Legal Range	23E
Legal Township	27N
Legal Section	03
Legal Subdivision	T027-R023
Legal Lot Number	1,8
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3075
Census Tract	574700

Owner

Source: Ottawa County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59101 E 120 RD, MIAMI, OK 74354-4574
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Quit Claim Deed, Transfer APEX TITLE NORTHEAST OK LLC
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Sep 7, 2021	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTMENT SERVICES CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	20233606
Deed Book / Page	1189 / 77
Prior Transfer Date	Jul 28, 2023
Prior Transfer Doc	0001189/91
Record Updated	Sep 20, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Aug 11, 2023
Property Address	59101 E 120 RD, MIAMI, OK 74354-4574
Document Number	0001189/91
Book / Page	1189 / 91
Instrument Date	Jul 28, 2023
Instrument	I-2023-003608
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59101 E 120 RD, MIAMI, OK 74354-4574

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Aug 11, 2023
Property Address	59101 E 120 RD, MIAMI, OK 74354-4574
Document Number	0001189/77
Book / Page	1189 / 77
Instrument Date	Jul 28, 2023
Instrument	I-2023-003606
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	APEX TITLE NORTHEAST OK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59101 E 120 RD, MIAMI, OK 74354-4574

Mortgage

Document Number	I2023003607
Date	Aug 11, 2023
Instrument	I-2023-003607

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2048

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Sep 7, 2021
Property Address	59101 E 120 RD, MIAMI, OK 74354-4574
Document Number	1143/262
Book / Page	1143 / 262
Instrument Date	Sep 3, 2021
Instrument	2021-004511
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	PROVO ABSTRACT COMPANY, PHOTO ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	59101 E 120 RD, MIAMI, OK 74354-4574

Mortgage

Document Number	2021004512
Date	Sep 7, 2021
Instrument	2021-004512

Lender

Name	MORTGAGE INVESTMENT SERVICES CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,067.00 (-1.2%)	$21,447 (-) Land $4,246 Building $17,201	$188,140 (-) Land $37,248 Building $150,892
2024	$2,092.00 (+62.3%)	$21,447 (+57.91%) Land $4,246 Building $17,201	$188,140 (+57.92%) Land $37,248 Building $150,892
2023	$1,289.00 (+2.63%)	$13,582 (-) Land $770 Building $12,812	$119,140 (-) Land $6,750 Building $112,390
2022	$1,256.00	$13,582 Land $770 Building $12,812	$119,140 Land $6,750 Building $112,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	232 (1985–2019)
Claims Outside the SFHA	28 of 232
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2007 · 55 claims Severe Storms And Flooding, Apr 1994 · 48 claims Severe Storms & Flooding, Oct 1986 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000
The Junction Internet Fixed Wireless	100 / 20

May also be available: Sparklight, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 120 Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures