570 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 570 Morgan St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,002 sqft · built 1936
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jan 2026)
Tax Bill	$4,434 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-23-254-003`

Property Details

APN / Parcel Number

Primary APN	`06-23-254-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,002 sqft Living Area
Gross Area	2,004 sqft
1st Floor Area	1,002 sqft
Basement Area	1,002 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	570 MORGAN ST
City	ELGIN
State	IL
Zip	60123-7566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWKINS & PECKS 3 RD ADDN LOT 6 BLOCK 2
Legal Subdivision	HAWKINS&PECKS 3 RD ADDN
Legal Block	2
Legal Lot Number	6
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4003
Census Tract	851600

Owner

570 Morgan St is owned by an individual who bought it in January 2026.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	491 HUBBARD AVE, ELGIN, IL 60123-3470
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Warranty Deed, Transfer · Conventional Mortgage KANE COUNTY TEACHERS CU
Mar 27, 2023	Deed, Transfer · Conventional Mortgage KANE COUNTY TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2026 · Amount on File
Deed Sale	Jan 16, 2026 · Amount on File
Prior Sale	Mar 27, 2023 · Amount on File
Deed Document Number	20262195
Prior Transfer Date	Dec 2, 2009
Prior Transfer Doc	0000090670
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 16, 2026
Property Address	570 MORGAN ST, ELGIN, IL 60123-7566
Document Number	0000002195
Instrument Date	Jan 8, 2026
Instrument	2026K002195
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	570 MORGAN ST, ELGIN, IL 60123-7566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 MORGAN ST, ELGIN, IL 60123-7566

Mortgage

Document Number	0000002196
Date	Jan 16, 2026
Instrument	2026K002196

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate	5.87%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 27, 2023
Property Address	570 MORGAN ST, ELGIN, IL 60123-7566
Document Number	0000009247
Instrument Date	Mar 22, 2023
Instrument	2023K009247
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 MORGAN ST, ELGIN, IL 60123-7566

Mortgage

Document Number	0000009248
Date	Mar 27, 2023
Instrument	2023K009248

Lender

Name	KANE COUNTY TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate	6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 570 Morgan St was $4,434, up 4.7% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,434.00 (+4.75%)	$66,126 (+8.57%) Land $18,999 Building $47,127	$198,457 (+8.57%) Land $57,020 Building $141,438
2024	$4,233.00 Homeowner's exemption	$60,906 Land $17,499 Building $43,407	$182,791 Land $52,518 Building $130,273
2022	$4,350.00 (+3.97%)	$50,172 (+6.96%) Land $14,415 Building $35,757	$150,516 (+6.96%) Land $43,245 Building $107,271
2021	$4,184.00	$46,907 Land $13,477 Building $33,430	$140,721 Land $40,431 Building $100,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 570 Morgan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 570 Morgan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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