566 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 566 Morgan St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,293 sqft · built 1945
Lot Size0.226 acres (9,834 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jul 2023)
Tax Bill$5,874 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-254-004

Property Details

APN / Parcel Number

Primary APN06-23-254-004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,293 sqft Living Area
Gross Area2,346 sqft
1st Floor Area1,293 sqft
Basement Area1,053 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Construction TypeFrame
Foundation TypeRaised
Lot Area9,834 sqft (0.226 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address566 MORGAN ST
CityELGIN
StateIL
Zip60123-7566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAWKINS & PECKS 3RD ADDN LOT 5 BLOCK 2
Legal SubdivisionHAWKINS&PECKS 3RD ADDN
Legal Block2
Legal Lot Number5
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4003
Census Tract851600

Owner

566 Morgan St is owned and occupied by an individual who bought it in July 2023.

Source: Kane County records, as of July 23, 2026

Owner of RecordIndividual Name on File
Mailing Address566 MORGAN ST, ELGIN, IL 60123-7566
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2023 · Amount on File
Deed SaleJul 14, 2023 · Amount on File
Prior SaleJan 23, 2015 · Amount on File
Deed Document Number202323657
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 14, 2023
Property Address566 MORGAN ST, ELGIN, IL 60123-7566
Document Number0000023657
Instrument DateJun 14, 2023
Instrument2023K023657
Transaction TypeTransfer
Record UpdatedJul 26, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address566 MORGAN ST, ELGIN, IL 60123-7566

Mortgage

Document Number0000023658
DateJul 14, 2023
Instrument2023K023658
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053
Interest
Rate6.62%

Tax Assessment & Valuation

The 2025 property tax bill for 566 Morgan St was $5,874 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,874.00$85,002 (+8.57%) Land $18,999 Building $66,003$255,108 (+8.57%) Land $57,020 Building $198,088
2024$78,292 Land $17,499 Building $60,793$234,970 Land $52,518 Building $182,452
2022$5,072.00 (+4.71%) Homeowner's exemption$64,494 (+6.96%) Land $14,415 Building $50,079$193,482 (+6.96%) Land $43,245 Building $150,237
2021$4,844.00 Homeowner's exemption$60,297 Land $13,477 Building $46,820$180,891 Land $40,431 Building $140,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 566 Morgan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 566 Morgan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: T-Mobile.

Nearby Properties on Morgan St

Nearby Streets

Search Property Records by Address or Parcel Number