577 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 577 Morgan St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1943
Square Footage	1,256 sqft Living Area
Lot Size	10,626 sqft (0.244 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2005)
Tax Bill	$5,381.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-23-183-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,256 sqft Living Area
Gross Area	2,093 sqft Gross Area
Basement Area	837 sqft Basement
Stories	5 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Construction Type	Frame Construction
Lot Area	10,626 sqft (0.244 acres)
Depth X Width	161 ft x 66 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Location & Zoning

Street Address	577 MORGAN ST
City	ELGIN
State	IL
Zip	60123-7567
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COUNTY CLERKS SUB LOT A BLOCK 19
Legal Subdivision	COUNTY CLERKS SUB
Legal Block	19
Legal Lot Number	A
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4010
Census Tract	851600

Owner

Source: Kane County records · APN 06-23-183-007

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	577 MORGAN ST, ELGIN, IL 60123-7567
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2005 · Amount on Record
Deed Sale	Aug 23, 2005 · Amount on Record
Prior Sale	Feb 29, 2000 · Amount on Record
Deed Doc Number	200598544
Prior Transfer Date	Aug 12, 2005
Prior Transfer Doc	0000098544
Record Refreshed	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	577 MORGAN ST, ELGIN, IL 60123-7567
Document Number	0000013720
Instrument Date	Mar 09, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	577 MORGAN ST ELGIN IL 601237567, ELGIN, IL 60123-7567

Mortgage

Document Number	0000013720
Date	Mar 17, 2020
Instrument	13720

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2050

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,381.00 (+15.8%) Homeowner's exemption
2024		$72,340 (+21.39%) Land $19,086 Building $53,254	$217,107 (+21.44%) Land $57,281 Building $159,826
2022	$4,647.00 (+4.78%) Homeowner's exemption	$59,592 (+6.96%) Land $15,723 Building $43,869	$178,776 (+6.96%) Land $47,169 Building $131,607
2021	$4,435.00 Homeowner's exemption	$55,714 Land $14,700 Building $41,014	$167,142 Land $44,100 Building $123,042