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557 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 557 Morgan St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,020 sqft · built 1925
Lot Size0.124 acres (5,408 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Aug 2022)
Tax Bill$4,585 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-23-258-002

Property Details

APN / Parcel Number

Primary APN06-23-258-002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,020 sqft Living Area
Gross Area2,040 sqft
1st Floor Area1,020 sqft
Basement Area1,020 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialBrick
Lot Area5,408 sqft (0.124 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address557 MORGAN ST
CityELGIN
StateIL
Zip60123-7539
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSCHIESHERS SUB LOT 8
Legal SubdivisionSCHIESHERS SUB
Legal Block4
Legal Lot Number8
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4011
Census Tract851600

Owner

557 Morgan St is owned and occupied by two individuals who bought it in August 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address557 MORGAN ST, ELGIN, IL 60123-7539
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2022 · Amount on File
Deed SaleAug 5, 2022 · Amount on File
Prior SaleJan 18, 2006 · Amount on File
Deed Document Number202239767
Prior Transfer DateMay 2, 1995
Prior Transfer Doc0000025214
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateAug 5, 2022
Property Address557 MORGAN ST, ELGIN, IL 60123-7539
Document Number0000039767
Instrument DateJul 26, 2022
Instrument2022K039767
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyNOT AVAILABLE, CT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address557 MORGAN ST, ELGIN, IL 60123-7539

Mortgage

Document Number0000039768
DateAug 5, 2022
Instrument2022K039768
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 557 Morgan St was $4,585 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,585.00 Homeowner's exemption$68,111 (+8.57%) Land $13,812 Building $54,299$204,415 (+8.57%) Land $41,453 Building $162,962
2024$62,735 Land $12,722 Building $50,013$188,280 Land $38,181 Building $150,099
2022$4,481.00 (+3.97%)$51,679 (+6.96%) Land $10,480 Building $41,199$155,037 (+6.96%) Land $31,440 Building $123,597
2021$4,310.00$48,316 Land $9,798 Building $38,518$144,948 Land $29,394 Building $115,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 557 Morgan St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 557 Morgan St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: T-Mobile.

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