576 E Ridge Rd, Shawboro, NC 27973 Property Records

Currituck County property record for 576 E Ridge Rd, Shawboro, NC 27973

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,521 sqft · built 2019
Lot Size	11.5 acres (501,376 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,500 (Jun 2019)
Tax Bill	$2,633 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`8968-26-5137`

Property Details

APN / Parcel Number

Primary APN	`8968-26-5137`
Alternative APNs	`0042000015K0000` `000151547` `8968-26`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,521 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Lot Area	501,376 sqft (11.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000151547
Street Address	576 E RIDGE RD
City	SHAWBORO
State	NC
Zip	27973-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	TRACT 9 MINOR SUB FOR MERRYFIELDS ESTATES (P/43)
Legal Subdivision	MINOR SUB FOR MERRYFIELDS ESTATES
Legal Tract	9
Jurisdiction	CURRITUCK NC
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1025
Census Tract	110302

Owner

Source: Currituck County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	576 E RIDGE RD, SHAWBORO, NC 27973-9705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 28, 2019	Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC
Mar 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	2019343906
Deed Book / Page	1488 / 741
Prior Transfer Date	Mar 18, 2019
Prior Transfer Doc	0014750746
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	576 E RIDGE RD, SHAWBORO, NC 27973-9705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015800032
Date	Nov 25, 2020
Book Page	1580/32
Instrument	357857

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CURRITUCK NC
Recording Date	Jun 28, 2019
Property Address	576 E RIDGE RD, SHAWBORO, NC 27973-9705
Document Number	0014880741
Book / Page	1488 / 741
Map Reference	MB P SL 43
Instrument Date	Jun 25, 2019
Instrument	343906
Transaction Type	Transfer
Record Updated	Feb 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,467.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 LILLY ROAD, 149, SHAWBORO, NC 27973

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	576 EAST RIDGE, SOUTH MILLS, NC 27976

Mortgage

Document Number	343907
Date	Jun 28, 2019
Instrument	343907

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CURRITUCK NC
Recording Date	Mar 18, 2019
Property Address	576 E RIDGE RD, SHAWBORO, NC 27973-9705
Document Number	0014750746
Book / Page	001475 / 000746
Instrument Date	Mar 18, 2019
Instrument	341667
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	149 LILLY RD SOUTH MILLS NC 279769533, SOUTH MILLS, NC 27976-9533

Tax Assessment & Valuation

Source: Currituck County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,633.00 (+0.34%)	$380,400 (-) Land $128,400 Building $252,000
2024	$2,624.00 (+9.97%)	$380,400 (-) Land $128,400 Building $252,000
2023	$2,386.00 (+19.54%)	$380,400 (-) Land $128,400 Building $252,000	$380,400 (-) Land $128,400 Building $252,000
2022	$1,996.00	$380,400 Land $128,400 Building $252,000	$380,400 (-) Land $128,400 Building $252,000
2021			$380,400 Land $128,400 Building $252,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	19 (1999–2026)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CURRITUCK COUNTY WATER SYSTEM serves 24,130 people · EPA ID NC0427010
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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