57 Terrace Pl, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 57 Terrace Pl, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	1,768 sqft · built 1952
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$558,000 (Jan 2024)
Tax Bill	$11,011 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-00077-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`07-00077-0000-00011`
Alternative APN	`070007700011`

Interior

Stories	1 Story
Building Area	1,768 sqft Living Area
1st Floor Area	1,768 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	57 TERRACE PL
City	KEARNY
State	NJ
Zip	07032-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	77
Legal Lot Number	11
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	2
Census Block	2000
Census Tract	12500

Owner

57 Terrace Pl is owned and occupied by two individuals who bought it in January 2024.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	57 TERRACE PL, KEARNY, NJ 07032-1621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Deed, Transfer · Conventional Mortgage LUSITANIA SAVINGS BANK
Jun 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 12, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Feb 21, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on File
Deed Sale	Jan 30, 2024 · Amount on File
Prior Sale	Oct 3, 2012 · Amount on File
Deed Document Number	202410007140
Deed Book / Page	9799 / 484
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HUDSON NJ
Recording Date	Jan 30, 2024
Property Address	57 TERRACE PL, KEARNY, NJ 07032-1621
Document Number	20240130010007140
Book / Page	9799 / 484
Instrument Date	Jan 24, 2024
Instrument	20240130010007140
Transaction Type	Transfer
Record Updated	Mar 1, 2024
Title Company	NUCO TITLE INSURANCE AGENCY INC, NUCO TITLE INS AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 N MIDLAND AVE, KEARNY, NJ 07032-1614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 TERRACE PL, KEARNY, NJ 07032-1621

Mortgage

Document Number	0020553899
Date	Jan 30, 2024
Instrument	20553/899

Lender

Name	LUSITANIA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	57 TERRACE PL, KEARNY, NJ 07032-1621
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210619060134750
Date	Jun 19, 2021
Book Page	19980/286
Instrument	20210619060134750

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	57 TERRACE PL, KEARNY, NJ 07032-1621
Document Number	0060146540
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57 TERRACE PL KEARNY NJ 070321621, KEARNY, NJ 07032-1621

Mortgage

Document Number	0060146540
Date	Nov 20, 2019
Book Page	019503/000527
Instrument	60146540

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	57 TERRACE PL, KEARNY, NJ 07032-1621
Document Number	0060029480
Instrument Date	Feb 21, 2019
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	57 TERRACE PL KEARNY NJ 070321621, KEARNY, NJ 07032-1621

Mortgage

Document Number	0060029480
Date	Feb 27, 2019
Book Page	019338/000618
Instrument	60029480

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 57 Terrace Pl was $11,011, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,500 (-) Land $49,400 Building $52,100	$101,500 (-) Land $49,400 Building $52,100
2025	$11,011.00 (+1.33%)	$101,500 Land $49,400 Building $52,100	$101,500 Land $49,400 Building $52,100
2024	$10,866.00
2023		$101,500 (-) Land $49,400 Building $52,100	$101,500 (-) Land $49,400 Building $52,100
2022	$10,700.00 (+0.55%)	$101,500 Land $49,400 Building $52,100	$101,500 Land $49,400 Building $52,100
2021	$10,642.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 57 Terrace Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Terrace Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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