Hudson County and Kearny Town property record for 45 Terrace Pl, Kearny, NJ 07032
| Property Type | Single Family Home |
|---|---|
| Details | 1,964 sqft · built 1891 |
| Lot Size | 65.3 acres (2,847,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Jul 2002) |
| Tax Bill | $12,725 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-00077-0000-00013 |
| Primary APN | 07-00077-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,964 sqft Living Area |
| Year Built | Built 1891 |
|---|---|
| Effective Year Built | Effective 1891 |
| Construction Type | Frame |
| Lot Area | 2,847,996 sqft |
| Lot Dimensions | 100 ft deep x 65.3 ft wide |
| Street Address | 45 TERRACE PL |
|---|---|
| City | KEARNY |
| State | NJ |
| Zip | 07032-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 77 |
| Legal Lot Number | 13 |
| Jurisdiction | HUDSON NJ |
| Township / Civil Division | KEARNY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 12500 |
45 Terrace Pl is owned and occupied by an individual who bought it in July 2002.
Source: Hudson County and Kearny Town records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 TERRACE PL, KEARNY, NJ 07032-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2002 · Amount on File |
| Deed Sale | Jul 25, 2002 · Amount on File |
| Deed Document Number | 20027840 |
| Deed Book / Page | 6020 / 5 |
| Prior Transfer Date | May 13, 2002 |
| Prior Transfer Doc | 0060200005 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 45 Terrace Pl was $12,725, up 1.3% from the year before.
Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Hudson County |
| Municipality | Kearny Town |
| Unified School District | Kearny Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,300 (-) Land $59,500 Building $57,800 | $117,300 (-) Land $59,500 Building $57,800 | |
| 2025 | $12,725.00 (+1.34%) | $117,300 Land $59,500 Building $57,800 | $117,300 Land $59,500 Building $57,800 |
| 2024 | $12,557.00 | ||
| 2023 | $117,300 Land $59,500 Building $57,800 | $117,300 Land $59,500 Building $57,800 | |
| 2022 | $12,365.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Terrace Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Terrace Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Optimum.
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