43 Terrace Pl, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 43 Terrace Pl, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	1,760 sqft · built 1905
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Sep 2026)
Tax Bill	$10,566 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-00077-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`07-00077-0000-00014`
Alternative APN	`070007700014`

Interior

Total Rooms	41 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Frame
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	43 TERRACE PL
City	KEARNY
State	NJ
Zip	07032-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ADDITIONAL LOTS: H EXP END 2025
Legal Block	77
Legal Lot Number	14
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	2
Census Block	2000
Census Tract	12500

Owner

43 Terrace Pl is owned by an individual who bought it in September 2026.

Source: Hudson County and Kearny Town records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	28 SCHEIBER TER, CEDAR GROVE, NJ 07009-2026
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Bargain and Sale Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INSURANCE
Sep 11, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2026 · Amount on File
Deed Sale	Sep 11, 2026 · Amount on File
Prior Sale	Aug 16, 1989
Deed Document Number	202610070720
Deed Book / Page	10011 / 72
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HUDSON NJ
Recording Date	Sep 11, 2026
Property Address	43 TERRACE PL, KEARNY, NJ 07032-1621
Document Number	0010070720
Book / Page	10011 / 72
Instrument Date	Aug 31, 2026
Instrument	202610070720
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$49,995.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SCHEIBER TER, CEDAR GROVE, NJ 07009-2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	43 TERRACE PL, KEARNY, NJ 07032-1621
Document Number	0060118920
Instrument Date	Sep 11, 2018
Transaction Type	Mortgage
Record Updated	Oct 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 TERRACE PL KEARNY NJ 070321621, KEARNY, NJ 07032-1621

Mortgage

Document Number	0060118920
Date	Sep 25, 2018
Book Page	019251/000823
Instrument	60118920

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 43 Terrace Pl was $10,566, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,700 (+4.41%) Land $45,000 Building $56,700	$101,700 (+4.41%) Land $45,000 Building $56,700
2025	$10,566.00 (+1.33%)	$97,400 Land $45,000 Building $56,700	$97,400 Land $45,000 Building $56,700
2024	$10,427.00
2023		$97,400	$101,700 Land $45,000 Building $56,700
2022	$10,267.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 43 Terrace Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Terrace Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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