52 Terrace Pl, Kearny, NJ 07032 Property Records

Hudson County and Kearny Town property record for 52 Terrace Pl, Kearny, NJ 07032

Property Summary

Property Type	Single Family Home
Details	1,456 sqft · built 1925
Lot Size	49.6 acres (2,164,117 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Sep 2019)
Tax Bill	$11,521 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-00078-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`07-00078-0000-00011`
Alternative APN	`070007800011`

Interior

Stories	2 Stories
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Construction Type	Frame
Lot Area	2,164,117 sqft
Lot Dimensions	130 ft deep x 49.6 ft wide
Garage Type	Attached

Location & Zoning

Street Address	52 TERRACE PL
City	KEARNY
State	NJ
Zip	07032-1622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ADDITIONAL LOTS: H EXP END 2021
Legal Block	78
Legal Lot Number	11
Jurisdiction	HUDSON NJ
Township / Civil Division	KEARNY
Census Block Group	2
Census Block	2000
Census Tract	12500

Owner

52 Terrace Pl is owned and occupied by two individuals who bought it in September 2019.

Source: Hudson County and Kearny Town records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	52 TERRACE PL, KEARNY, NJ 07032-1622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 3, 2017	Deed of Trust, Mortgage · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Apr 5, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Sep 26, 2019	Grant Deed, Transfer · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Prior Sale	Oct 6, 2015 · Amount on File
Deed Document Number	201910094650
Deed Book / Page	9438 / 98
Prior Transfer Date	Jul 30, 2015
Prior Transfer Doc	0010092220
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	52 TERRACE PL, KEARNY, NJ 07032-1622
Transaction Type	Mortgage
Record Updated	Apr 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 TERRACE PL, KEARNY, NJ 07032-1622

Mortgage

Document Number	20240221060016790
Date	Feb 21, 2024
Book Page	20562/931
Instrument	20240221060016790

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Mar 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	52 TERRACE PL, KEARNY, NJ 07032-1622
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170503060062750
Date	May 3, 2017
Book Page	18948/0288
Instrument	20170503060062750

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	52 TERRACE PL, KEARNY, NJ 07032-1622
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 TERRACE PL, KEARNY, NJ 07032-1622

Mortgage

Document Number	20210823060175960
Date	Aug 23, 2021
Book Page	20038/870
Instrument	20210823060175960

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Oct 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUDSON NJ
Property Address	52 TERRACE PL, KEARNY, NJ 07032-1622
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 TERRACE PL, KEARNY, NJ 07032-1622

Mortgage

Document Number	20220405060063580
Date	Apr 5, 2022
Book Page	20244/830
Instrument	20220405060063580

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUDSON NJ
Recording Date	Sep 26, 2019
Property Address	52 TERRACE PL, KEARNY, NJ 07032-1622
Document Number	0010094650
Book / Page	009438 / 000098
Instrument Date	Sep 23, 2019
Instrument	10094650
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	52 TERRACE PL KEARNY NJ 070321622, KEARNY, NJ 07032-1622

Mortgage

Document Number	60122510
Date	Sep 26, 2019
Book Page	019466/000458
Instrument	60122510

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 52 Terrace Pl was $11,521, up 1.3% from the year before.

Source: Hudson County and Kearny Town assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hudson County
Municipality	Kearny Town
Unified School District	Kearny Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,200 (-) Land $51,000 Building $55,200	$106,200 (-) Land $51,000 Building $55,200
2025	$11,521.00 (+1.34%)	$106,200 Land $51,000 Building $55,200	$106,200 Land $51,000 Building $55,200
2024	$11,369.00
2023		$106,200 Land $51,000 Building $55,200	$106,200 Land $51,000 Building $55,200
2022	$10,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52 Terrace Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52 Terrace Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNY WATER DEPARTMENT serves 41,664 people · EPA ID NJ0907001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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