Bergen County and Lodi Borough property record for 57 River St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,236 sqft · built 1964 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,135 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00065-0000-00021 |
| Primary APN | 31-00065-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,236 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 3,999 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Account Number | 145900 |
|---|---|
| Street Address | 57 RIVER ST |
| City | LODI |
| State | NJ |
| Zip | 07644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 40X100 |
| Legal Block | 65 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30201 |
57 River St is owned by two individuals who acquired it in June 2020.
Source: Bergen County and Lodi Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 57 ST AKA 55 RIV, LODI, NJ 07644 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MILLINGTON BANK |
| Apr 25, 2018 | Deed of Trust, Mortgage · Line of Credit MILLINGTON BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2020 |
| Transfer Doc | 0037991914 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 2, 2020 |
| Property Address | 57 RIVER ST, LODI, NJ 07644 |
| Document Number | 0037991914 |
| Book / Page | 3799 / 1914 |
| Instrument Date | Jun 11, 2020 |
| Instrument | 20-113372 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 RIVER ST, LODI, NJ 07644-1636 |
| Document Number | 20113374 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 20-113374 |
| Name | MILLINGTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 57 RIVER ST, LODI, NJ 07644 |
| Document Number | 0029292421 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 57 RIVER ST LODI NJ 07644, LODI, NJ 07644 |
| Document Number | 0029292421 |
|---|---|
| Date | May 2, 2018 |
| Book Page | 002929/002421 |
| Instrument | 30957 |
| Name | MILLINGTON BK |
|---|---|
| Address | MILLINGTON, NJ 07946 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 57 River St was $14,135, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,300 (-) Land $153,000 Building $246,300 | $399,300 (-) Land $153,000 Building $246,300 | |
| 2025 | $14,135.00 (+5.6%) | $399,300 Land $153,000 Building $246,300 | $399,300 Land $153,000 Building $246,300 |
| 2024 | $13,385.00 | ||
| 2023 | $399,300 Land $153,000 Building $246,300 | $399,300 Land $153,000 Building $246,300 | |
| 2022 | $13,033.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 57 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (2007–2021) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 57 River St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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