Bergen County and Lodi Borough property record for 49 River St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 2,037 sqft · built 1880 |
| Lot Size | 0.08 acres (3,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $700,000 (Dec 2025) |
| Tax Bill | $12,422 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00065-0000-00024 |
| Primary APN | 31-00065-0000-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,037 sqft Living Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 3,498 sqft (0.08 acres) |
| Lot Dimensions | 100 ft deep x 35 ft wide |
| Account Number | 146100 |
|---|---|
| Street Address | 49 RIVER ST |
| City | LODI |
| State | NJ |
| Zip | 07644-1636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 35X100 |
| Legal Block | 65 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30201 |
Source: Bergen County and Lodi Borough records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49 RIVER ST, LODI, NJ 07644-1636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC |
| Aug 3, 2021 | Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC |
| Oct 25, 2019 | Grant Deed, Transfer FORTUNE TITLE AGENCY INC, FORTUNE TITLE AGCY INC |
| Mar 4, 2019 | Trustee's Deed, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Aug 3, 2021 · Amount on Record |
| Deed Document Number | 202582341 |
| Deed Book / Page | 5661 / 1816 |
| Prior Transfer Date | Dec 27, 2017 |
| Prior Transfer Doc | 0031910873 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 3, 2025 |
| Property Address | 49 RIVER ST, LODI, NJ 07644-1636 |
| Document Number | 0056611816 |
| Book / Page | 5661 / 1816 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2025082341 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,245.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 PARAMUS RD, PARAMUS, NJ 07652-1510 |
| Name | Verified Name |
|---|---|
| Address | 49 RIVER ST, LODI, NJ 07644-1636 |
| Document Number | 2025082342 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 2025082342 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 3, 2021 |
| Property Address | 49 RIVER ST, LODI, NJ 07644-1636 |
| Document Number | 0043090463 |
| Book / Page | 4309 / 463 |
| Instrument Date | May 17, 2021 |
| Instrument | 2021124536 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2021 |
| Title Company | INTEGRA TITLE & ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,319.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 PINE ST, 34, LODI, NJ 07644-3404 |
| Name | Verified Name |
|---|---|
| Address | 49 RIVER ST, LODI, NJ 07644-1636 |
| Investor | Possibly a Property Investor |
| Document Number | 0043090468 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 4309/468 |
| Instrument | 2021124537 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 25, 2019 |
| Property Address | 49 RIVER ST, LODI, NJ 07644-1636 |
| Document Number | 0033861672 |
| Book / Page | 003386 / 001672 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 71960 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | FORTUNE TITLE AGENCY INC, FORTUNE TITLE AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14929 115TH ST SOUTH OZONE PARK NY 114203918, SOUTH OZONE PARK, NY 11420-3918 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 4, 2019 |
| Property Address | 49 RIVER ST, LODI, NJ 07644-1636 |
| Document Number | 0031910873 |
| Book / Page | 003191 / 000873 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 14381 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 13, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,900 (-) Land $149,500 Building $201,400 | $350,900 (-) Land $149,500 Building $201,400 | |
| 2025 | $12,422.00 (+5.61%) | $350,900 (-) Land $149,500 Building $201,400 | $350,900 (-) Land $149,500 Building $201,400 |
| 2024 | $11,762.00 (+2.7%) | ||
| 2023 | $350,900 Land $149,500 Building $201,400 | $350,900 Land $149,500 Building $201,400 | |
| 2022 | $11,453.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (2007–2021) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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