48 River St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 48 River St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,012 sqft · built 1925
Lot Size	0.076 acres (3,302 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Feb 2023)
Tax Bill	$7,653 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00066-01-00011`

Property Details

APN / Parcel Number

Primary APN	`31-00066-01-00011`
Alternative APNs	`3100066000100011` `147400`

Interior

Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Frame
Construction Type	Frame
Lot Area	3,302 sqft (0.076 acres)
Lot Dimensions	100 ft deep x 33 ft wide

Location & Zoning

Account Number	147400
Street Address	48 RIVER ST
City	LODI
State	NJ
Zip	07644-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33X100
Legal Subdivision	REALTY & COML CO MAP 13
Legal Block	66.01
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2000
Census Tract	30201

Owner

48 River St is owned and occupied by an individual who bought it in February 2023.

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	48 RIVER ST, LODI, NJ 07644-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2023 · Amount on File
Deed Sale	Feb 24, 2023 · Amount on File
Prior Sale	Nov 2, 2015 · Amount on File
Deed Document Number	202314858
Deed Book / Page	4939 / 1897
Record Updated	Oct 29, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 24, 2023
Property Address	48 RIVER ST, LODI, NJ 07644-1637
Document Number	0049391897
Book / Page	4939 / 1897
Instrument Date	Feb 17, 2023
Instrument	2023014858
Transaction Type	Transfer
Record Updated	Mar 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,455.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1019 CHEROQUEE TER, LAKE ARIEL, PA 18436-8031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 RIVER ST, LODI, NJ 07644-1637

Mortgage

Document Number	2023014859
Date	Feb 24, 2023
Instrument	2023014859

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 48 River St was $7,653, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,200 (-) Land $133,600 Building $82,600	$216,200 (-) Land $133,600 Building $82,600
2025	$7,653.00 (+5.6%)	$216,200 Land $133,600 Building $82,600	$216,200 Land $133,600 Building $82,600
2024	$7,247.00
2023		$216,200 Land $133,600 Building $82,600	$216,200 Land $133,600 Building $82,600
2022	$7,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (2007–2021)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20