Bergen County and Lodi Borough property record for 58B River St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,592 sqft · built 2006 |
| Lot Size | 0.022 acres (972 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $520,000 (Feb 2022) |
| Tax Bill | $10,921 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00066-01-00016-0000-C000B |
| Primary APN | 31-00066-01-00016-0000-C000B |
|---|---|
| Alternative APN |
|
| Building Area | 1,592 sqft Living Area |
|---|
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 972 sqft (0.022 acres) |
| Street Address | 58B RIVER ST, B |
|---|---|
| City | LODI |
| State | NJ |
| Zip | 07644-1637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HARDING COURT CONDO |
| Legal Block | 66.01 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30201 |
Source: Bergen County and Lodi Borough records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 58B RIVER ST, LODI, NJ 07644-1637 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC |
| Feb 10, 2022 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2022 · Amount on Record |
| Deed Sale | Feb 10, 2022 · Amount on Record |
| Prior Sale | Sep 12, 2006 · Amount on Record |
| Deed Document Number | 202218338 |
| Deed Book / Page | 4577 / 686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 58B RIVER ST, LODI, NJ 07644-1637 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0048521024 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 4852/1024 |
| Instrument | 2022105262 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 11, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 10, 2022 |
| Property Address | 58B RIVER ST, LODI, NJ 07644-1637 |
| Document Number | 0045770686 |
| Book / Page | 4577 / 686 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 2022018338 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,367.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 457 LOUISA AVE, WYCKOFF, NJ 07481-3024 |
| Name | Verified Name |
|---|---|
| Address | 58B RIVER ST, LODI, NJ 07644-1637 |
| Investor | Possibly a Property Investor |
| Document Number | 2022018339 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 2022018339 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2052 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,500 (-) Land $80,300 Building $228,200 | $308,500 (-) Land $80,300 Building $228,200 | |
| 2025 | $10,921.00 (+5.62%) | $308,500 (-) Land $80,300 Building $228,200 | $308,500 (-) Land $80,300 Building $228,200 |
| 2024 | $10,340.00 (+2.69%) | ||
| 2023 | $308,500 Land $80,300 Building $228,200 | $308,500 Land $80,300 Building $228,200 | |
| 2022 | $10,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (2007–2021) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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