57 Cider Hill, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 57 Cider Hill, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details3,450 sqft · built 1971
Lot Size0.93 acres (40,511 sqft)
Owner2 Individual Names on File
Last Sale$1,435,000 (Jul 2024)
Tax Bill$19,539 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Mar 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN63-00911-0000-00001

Property Details

APN / Parcel Number

Primary APN63-00911-0000-00001
Alternative APNs
  • 630091100001
  • 101191

Interior

Stories2 Stories
Building Area3,450 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Construction TypeFrame
Lot Area40,511 sqft (0.93 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number101191
Street Address57 CIDER HL
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.930 AC
Legal SubdivisionEAST HILL ESTATES SEC II
Legal Block911
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group1
Census Block1006
Census Tract53201

Owner

57 Cider Hill is owned and occupied by two individuals who bought it in July 2024.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address57 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1765
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Deed of Trust, Mortgage · Line of Credit
U S BANK N A
Mar 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jun 27, 2022Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2024 · Amount on File
Deed SaleJul 1, 2024 · Amount on File
Prior SaleJun 27, 2022 · Amount on File
Deed Document Number202439186
Deed Book / Page5271 / 1332
Prior Transfer DateJun 20, 2024
Prior Transfer Doc0052711323
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateMay 7, 2026
Property Address57 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1765
Document Number0000030831
Book / Page5791 / 1980
Instrument DateApr 20, 2026
Instrument202630831
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1765

Mortgage

Document Number0000030831,
DateMay 7, 2026
Book Page5791/1980
Instrument202630831
Lender
NameU S BANK N A
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6.22%
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address57 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1765
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyABSOLUTE SETTLEMENT COMPANY, A ABSOLUTE SETTLEMENT CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1765

Mortgage

Document Number0057400363
DateMar 9, 2026
Book Page5740/363
Instrument2026015046
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateMar 1, 2033
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.5%
Index1-Year T-Bill
Max Rate10.5%

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJun 27, 2022
Property Address57 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1765
Document Number0047230207
Book / Page4723 / 207
Instrument DateMay 18, 2022
Instrument2022064366
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanySECURITY TITLE GUARANTEE CORPORATION, SECURITY TTL GUARANTEE CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$23,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address688 PORTSIDE DR, 688, NAPLES, FL 34103-4119

Transferred To (Grantee/Buyer)

NameVerified Name
Address57 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1765

Mortgage

Document Number2022064367
DateJun 27, 2022
Instrument2022064367
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 57 Cider Hill was $19,539, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$754,400 (-) Land $387,200 Building $367,200$754,400 (-) Land $387,200 Building $367,200
2025$19,539.00 (+1.73%)$754,400 Land $387,200 Building $367,200$754,400 Land $387,200 Building $367,200
2024$19,207.00
2023$748,500 Land $387,200 Building $361,300$748,500 Land $387,200 Building $361,300
2022$18,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 57 Cider Hill in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 57 Cider Hill is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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