39 Cider Hill, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 39 Cider Hill, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details5,034 sqft · built 2002
Lot Size0.87 acres (37,897 sqft)
Owner2 Individual Names on File
Last Sale$1,510,000 (Oct 2020)
Tax Bill$30,303 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN63-00912-0000-00014

Property Details

APN / Parcel Number

Primary APN63-00912-0000-00014
Alternative APNs
  • 630091200014
  • 101156

Interior

Building Area5,034 sqft Living Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area37,897 sqft (0.87 acres)

Location & Zoning

Account Number101156
Street Address39 CIDER HL
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.870 AC
Legal SubdivisionUPPER SADDLE RIVER
Legal Block912
Legal Lot Number14
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group1
Census Block1006
Census Tract53201

Owner

39 Cider Hill is owned and occupied by two individuals who bought it in October 2020.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address39 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1714
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2020 · Amount on File
Deed SaleOct 21, 2020 · Amount on File
Prior SaleSep 5, 2008 · Amount on File
Deed Document Number2020107218
Deed Book / Page3779 / 636
Record UpdatedOct 29, 2026

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 21, 2020
Property Address39 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1714
Document Number0037790636
Book / Page3779 / 636
Instrument DateAug 12, 2020
Instrument20-107218
Transaction TypeTransfer
Record UpdatedNov 2, 2021
Title CompanyGRANDVIEW TTL AGCY OF BERGEN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$23,243.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address437 PEARL ST, 437, BOULDER, CO 80302-4930

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1714

Mortgage

Document Number20107219
DateOct 21, 2020
Instrument20-107219
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 39 Cider Hill was $30,303, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,170,000 (-) Land $384,800 Building $785,200$1,170,000 (-) Land $384,800 Building $785,200
2025$30,303.00 (+1.73%)$1,170,000 Land $384,800 Building $785,200$1,170,000 Land $384,800 Building $785,200
2024$29,788.00
2023$1,170,000 Land $384,800 Building $785,200$1,170,000 Land $384,800 Building $785,200
2022$28,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Cider Hill in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Cider Hill is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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