Bergen County and Upper Saddle River Borough property record for 48 Cider Hill, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,299 sqft · built 1970 |
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,060,000 (Sep 2022) |
| Tax Bill | $15,022 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00905-0000-00007 |
| Primary APN | 63-00905-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,299 sqft Living Area |
| 1st Floor Area | 2,299 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 38,333 sqft (0.88 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 101166 |
|---|---|
| Street Address | 48 CIDER HL |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .880 AC |
| Legal Subdivision | CIDER HILL |
| Legal Block | 905 |
| Legal Lot Number | 7 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 53201 |
48 Cider Hill is owned and occupied by two individuals who bought it in September 2022.
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2022 · Amount on File |
| Deed Sale | Sep 14, 2022 · Amount on File |
| Prior Sale | Nov 9, 2007 · Amount on File |
| Deed Document Number | 202290818 |
| Deed Book / Page | 4807 / 36 |
| Prior Transfer Date | Nov 7, 2008 |
| Prior Transfer Doc | 0096620174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 14, 2022 |
| Property Address | 48 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1763 |
| Document Number | 0048070036 |
| Book / Page | 4807 / 36 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2022090818 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | NORTHERN NJ TITLE SERVICES, NORTHERN NJ TTL SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,901.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48 CIDER HL, 48, UPPER SADDLE RIVER, NJ 07458-1763 |
| Name | Verified Name |
|---|---|
| Address | 48 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1763 |
| Document Number | 2022090819 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022090819 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 48 Cider Hill was $15,022, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,000 (-) Land $385,200 Building $194,800 | $580,000 (-) Land $385,200 Building $194,800 | |
| 2025 | $15,022.00 (+1.73%) | $580,000 Land $385,200 Building $194,800 | $580,000 Land $385,200 Building $194,800 |
| 2024 | $14,767.00 | ||
| 2023 | $580,000 Land $385,200 Building $194,800 | $580,000 Land $385,200 Building $194,800 | |
| 2022 | $14,343.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Cider Hill in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Cider Hill is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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