Bergen County and Upper Saddle River Borough property record for 43 Cider Hill, Upper Saddle River, NJ 07458 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2005 |
| Square Footage | 5,574 sqft Living Area |
| Lot Size | 1.03 acres |
| Occupancy | Owner Occupied |
| Last Sale | $1,735,000 (2022) |
| Tax Bill | $40,124.00 (2025) |
Source: Bergen County and Upper Saddle River Borough records · APN 63-00912-0000-00013
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 20, 2017 | Deed of Trust, Mortgage · Line of Credit INVESTORS BANK |
| May 29, 2018 | Deed of Trust, Mortgage CONNECTONE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on Record |
| Deed Sale | Jan 25, 2022 · Amount on Record |
| Prior Sale | Jan 31, 2007 |
| Deed Doc Number | 202210846 |
| Deed Book / Page | 4552 / 1718 |
| Last Transfer Date | Mar 09, 2022 |
| Transfer Doc | 0000032574 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 25, 2022 |
| Property Address | 43 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1714 |
| Document Number | 0045521718 |
| Book / Page | 4552 / 1718 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2022010846 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,818.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 MEADOWLANDS PKWY, 225, SECAUCUS, NJ 07094-2316 |
| Name | Verified Name |
|---|---|
| Address | 43 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1714 |
| Document Number | 2022010848 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022010848 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 43 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1714 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025120001 |
|---|---|
| Date | Jan 20, 2017 |
| Book Page | 02512/0001 |
| Instrument | 17-007193 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 10, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 43 CIDER HL, UPPER SADDLE RIVER, NJ 07458-1714 |
| Document Number | 0029652299 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 43 CIDER HL UPPER SADDLE RIVER NJ 074581714, UPPER SADDLE RIVER, NJ 07458-1714 |
| Document Number | 0029652299 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 002965/002299 |
| Instrument | 41452 |
| Name | CONNECTONE BK |
|---|---|
| Type | Bank |
| Address | 2455 MORRIS AVE, UNION, NJ 07083-5655 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,549,200 (-) Land $391,000 Building $1,158,200 | $1,549,200 (-) Land $391,000 Building $1,158,200 | |
| 2025 | $40,124.00 (+1.73%) | $1,549,200 (-) Land $391,000 Building $1,158,200 | $1,549,200 (-) Land $391,000 Building $1,158,200 |
| 2024 | $39,442.00 (+2.95%) | ||
| 2023 | $1,549,200 Land $391,000 Building $1,158,200 | $1,549,200 Land $391,000 Building $1,158,200 | |
| 2022 | $38,311.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 63-00912-0000-00013 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,574 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco Exterior |
| Lot Area | 45,302 sqft |
| Account Number | 101157 |
|---|---|
| Street Address | 43 CIDER HL |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1714 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.040 AC |
| Legal Subdivision | EAST HILL ESTATES SEC II |
| Legal Block | 912 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | UPPER SADDLE RIVER |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 53201 |
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