5676 Rancho del Caballo, Bonsall, CA 92003 Property Records

San Diego County property record for 5676 Rancho del Caballo, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,846 sqft · built 2016
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on File
Last Sale$1,525,000 (Mar 2025)
Tax Bill$10,451 (2025)
Deeds & MortgagesOct 2022 Mortgage
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN126-310-21-00

Property Details

APN / Parcel Number

Primary APN126-310-21-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,846 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area21,780 sqft (0.5 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5676 RANCHO DEL CABALLO
CityBONSALL
StateCA
Zip92003-3518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 29 TR 016019
Legal SubdivisionSAN DIEGO 4976-1
Legal Tract016019
Legal Block1
Legal Lot Number29
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1015
Census Tract18804

Owner

5676 Rancho del Caballo is owned and occupied by an individual who bought it in March 2025.

Source: San Diego County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address5676 RANCHO DEL CABALLO, BONSALL, CA 92003-3518
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2022Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Sep 27, 2021Deed of Trust, Mortgage · VA Mortgage
ROCKET MORTGAGE LLC
Jan 14, 2021Deed of Trust, Mortgage · VA Mortgage
FIRST GUARANTY MORTGAGE CORP
Aug 24, 2019Deed of Trust, Mortgage · VA Mortgage
ORION LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2025 · Amount on File
Deed SaleMar 12, 2025 · Amount on File
Prior SaleDec 22, 2016 · Amount on File
Deed Document Number202563841
Prior Transfer DateMar 5, 2025
Prior Transfer Doc0000063840
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5676 RANCHO DEL CABALLO, BONSALL, CA 92003-3518
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5676 RANCHO DEL CABALLO, BONSALL, CA 92003-3518

Mortgage

Document Number0000401107
DateOct 17, 2022
Instrument2022-0401107
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5676 RANCHO DEL CABALLO, BONSALL, CA 92003-3518
Transaction TypeMortgage
Record UpdatedOct 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5676 RANCHO DEL CABALLO, BONSALL, CA 92003-3518

Mortgage

Document Number0000675654
DateSep 27, 2021
Instrument2021-0675654
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5676 RANCHO DEL CABALLO, BONSALL, CA 92003-3518
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5676 RANCHO DEL CABALLO, BONSALL, CA 92003-3518

Mortgage

Document Number0000030585
DateJan 14, 2021
Instrument2021-0030585
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressPLANO, TX 75024
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5676 RANCHO DEL CABALLO, BONSALL, CA 92003-3518
Document Number0000375485
Instrument DateAug 24, 2019
Transaction TypeMortgage
Record UpdatedSep 10, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5676 RANCHO DEL CABALLO BONSALL CA 920033518, BONSALL, CA 92003-3518

Mortgage

Document Number0000375485
DateAug 30, 2019
Instrument375485
Lender
NameORION LNDG
AddressORANGE, CA 92868
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5676 Rancho del Caballo was $10,451.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,555,500 (+56.17%) Land $739,500 Building $816,000
2025$10,451.00$996,037 Land $161,319 Building $834,718
2023$8,344.00 (+0.71%)$957,360 Land $155,055 Building $802,305
2022$8,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5676 Rancho del Caballo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5676 Rancho del Caballo is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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