5635 Rancho del Caballo, Bonsall, CA 92003 Property Records

San Diego County property record for 5635 Rancho del Caballo, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,962 sqft · built 2017
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$825,000 (Jun 2020)
Tax Bill$9,397 (2025)
Deeds & MortgagesJan 2023 Second Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN126-310-15-00

Property Details

APN / Parcel Number

Primary APN126-310-15-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,962 sqft Living Area

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Lot Area21,780 sqft (0.5 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5635 RANCHO DEL CABALLO
CityBONSALL
StateCA
Zip92003-3518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 23 TR 016019
Legal SubdivisionCOUNTY/SAN DIEGO #4976-1
Legal Tract016019
Legal Block1
Legal Lot Number23
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1015
Census Tract18804

Owner

5635 Rancho del Caballo is owned and occupied by two individuals who bought it in June 2020.

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5635 RANCHO DEL CABALLO, BONSALL, CA 92003-3518
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Mar 5, 2021Deed of Trust, Mortgage · VA Mortgage
MOVEMENT MORTGAGE
Jun 25, 2020Grant Deed, Transfer · VA Mortgage
MOVEMENT MORTGAGE
May 2, 2017Grant Deed, Subdivision Related Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2020 · Amount on File
Deed SaleJun 25, 2020 · Amount on File
Prior SaleMay 2, 2017 · Amount on File
Deed Document Number2020332738
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5635 RANCHO DEL CABALLO, BONSALL, CA 92003-3518
Transaction TypeMortgage
Record UpdatedJan 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5635 RANCHO DEL CABALLO, BONSALL, CA 92003-3518

Mortgage

Document Number0000007929
DateJan 11, 2023
Instrument2023-0007929
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueFeb 1, 2043

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5635 RANCHO DEL CABALLO, BONSALL, CA 92003-3518
Transaction TypeMortgage
Record UpdatedMar 17, 2021
Title CompanyWESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5635 RANCHO DEL CABALLO, BONSALL, CA 92003-3518

Mortgage

Document Number0000174901
DateMar 5, 2021
Instrument2021-0174901
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 25, 2020
Property Address5635 RANCHO DEL CABALLO, BONSALL, CA 92003-3518
Document Number0000332738
Map ReferenceMAP 16019
Instrument DateJun 9, 2020
Instrument2020-0332738
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyUSA NATIONAL TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address5635 RANCHO DEL CABALLO, BONSALL, CA 92003-3518

Mortgage

Document Number0000332739
DateJun 25, 2020
Instrument2020-0332739
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

May 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 2, 2017
Property Address5635 RANCHO DEL CABALLO, BONSALL, CA 92003-3518
Document Number0000196291
Instrument DateMay 2, 2017
Instrument196291
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 9, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$731.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5635 RANCHO DEL CABALLO BONSALL CA 920033518, BONSALL, CA 92003-3518

Mortgage

Document Number196292
DateMay 2, 2017
Instrument196292
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5635 Rancho del Caballo was $9,397 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$920,298 (+2%) Land $203,542 Building $716,756
2025$9,397.00 Homeowner's exemption$902,253 Land $199,551 Building $702,702
2023$9,011.00 (+1.75%) Homeowner's exemption$867,219 Land $191,803 Building $675,416
2022$8,856.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5635 Rancho del Caballo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5635 Rancho del Caballo is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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