San Diego County property record for 5648 Rancho del Caballo, Bonsall, CA 92003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,846 sqft · built 2019 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $903,000 (Oct 2017) |
| Tax Bill | $10,707 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-310-19-00 |
| Primary APN | 126-310-19-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,846 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 5648 RANCHO DEL CABALLO |
|---|---|
| City | BONSALL |
| State | CA |
| Zip | 92003-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 27 TR 016019 |
| Legal Subdivision | SAN DIEGO #4976-1 |
| Legal Tract | 016019 |
| Legal Block | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 18804 |
5648 Rancho del Caballo is owned and occupied by two individuals who bought it in October 2017.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5648 RANCHO DEL CABALLO, BONSALL, CA 92003-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Oct 6, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2017 · Amount on File |
| Deed Sale | Oct 6, 2017 · Amount on File |
| Deed Document Number | 2017463297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5648 RANCHO DEL CABALLO, BONSALL, CA 92003-3518 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Title Company | AMERICAN SW TITLE, AMERICAN COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 5648 RANCHO DEL CABALLO, BONSALL, CA 92003-3518 |
| Document Number | 0000622211 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021-0622211 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 6, 2017 |
| Property Address | 5648 RANCHO DEL CABALLO, BONSALL, CA 92003-3518 |
| Document Number | 0000463297 |
| Instrument Date | Sep 20, 2017 |
| Instrument | 463297 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 11, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $993.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5648 RANCHO DEL CABALLO BONSALL CA 920033518, BONSALL, CA 92003-3518 |
| Document Number | 463298 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 463298 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2047 |
The 2025 property tax bill for 5648 Rancho del Caballo was $10,707 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,048,002 (+2%) Land $323,800 Building $724,202 | |
| 2025 | $10,707.00 Homeowner's exemption | $1,027,453 Land $317,451 Building $710,002 |
| 2023 | $10,265.00 (+1.74%) Homeowner's exemption | $987,558 Land $305,125 Building $682,433 |
| 2022 | $10,089.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5648 Rancho del Caballo in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5648 Rancho del Caballo is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 44% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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