5706 Rancho del Caballo, Bonsall, CA 92003 Property Records

San Diego County property record for 5706 Rancho del Caballo, Bonsall, CA 92003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,012 sqft · built 2016
Lot Size0.55 acres (23,958 sqft)
OwnerCompany Name on Record
Last Sale$1,052,500 (Jan 2020)
Tax Bill$10,239 (2025)
Deeds & MortgagesFeb 2017 Line of Credit
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN126-310-23-00

Property Details

APN / Parcel Number

Primary APN126-310-23-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area4,012 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Lot Area23,958 sqft (0.55 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5706 RANCHO DEL CABALLO
CityBONSALL
StateCA
Zip92003-3519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 31 TR 016019
Legal SubdivisionSAN DIEGO #4976-1
Legal Tract016019
Legal Block1
Legal Lot Number31
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group1
Census Block1015
Census Tract18804

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5706 RANCHO DEL CABALLO, BONSALL, CA 92003-3519
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 15, 2017Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Dec 8, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 30, 2020Grant Deed, Transfer · VA Mortgage
MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2020 · Amount on Record
Deed SaleJan 30, 2020 · Amount on Record
Prior SaleNov 22, 2016 · Amount on Record
Deed Document Number202050360
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5706 RANCHO DEL CABALLO, BONSALL, CA 92003-3519
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075581
DateFeb 15, 2017
Instrument2017-0075581
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueFeb 3, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5706 RANCHO DEL CABALLO, BONSALL, CA 92003-3519
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5706 RANCHO DEL CABALLO, BONSALL, CA 92003-3519

Mortgage

Document Number0000784671
DateDec 8, 2020
Instrument2020-0784671
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 30, 2020
Property Address5706 RANCHO DEL CABALLO, BONSALL, CA 92003-3519
Document Number0000050360
Map ReferenceDOC 2017-340098
Instrument DateJan 17, 2020
Instrument2020-0050360
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TTL CO OF CA SD BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5706 RANCHO DEL CABALLO, BONSALL, CA 92003-3519

Mortgage

Document Number0000050361
DateJan 30, 2020
Instrument2020-0050361
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictBonsall Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,174,077 (+2%) Land $362,541 Building $811,536
2025$10,239.00 (+3.46%)$1,151,057 (+4.04%) Land $355,433 Building $795,624
2023$9,897.00 (-5.45%)$1,106,362 Land $341,632 Building $764,730
2022$10,468.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 72% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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