5670 Murphy Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 5670 Murphy Rd, Stedman, NC 28391

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,594 sqft · built 2018
Lot Size	2 acres (87,120 sqft)
Owner	2 Individuals on Record
Last Sale	$485,000 (Aug 2025)
Tax Bill	$3,116 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2025 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`0488-02-3647`

Property Details

APN / Parcel Number

Primary APN	`0488-02-3647`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,594 sqft Heated Area
1st Floor Area	2,133 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	436 ft deep x 200 ft wide
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	433 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	5670 MURPHY RD
City	STEDMAN
State	NC
Zip	28391-9062
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	WILLIAM & JO SUE DRAUGHON REV LO:2 SE:01 PL:0113-0032
Legal Subdivision	EASTOVER ARMSTRONG STEDMAN DIS
Legal Block	2
Legal Lot Number	2
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	1
Census Block	1013
Census Tract	2702

Owner

Source: Cumberland County assessment roll, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	5670 MURPHY RD, STEDMAN, NC 28391-9062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · VA Mortgage ALPHA MORTGAGE CORPORATION
Aug 29, 2025	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 24, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage OVM FINANCIAL INC
Aug 17, 2018	Loan Modification, Mortgage ATTORNEY ONLY
Apr 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on Record
Deed Sale	Aug 29, 2025 · Amount on Record
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	202527083
Deed Book / Page	12318 / 511
Prior Transfer Date	Nov 20, 2017
Prior Transfer Doc	0102130264
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Recording Date	Jun 1, 2026
Property Address	5670 MURPHY RD, STEDMAN, NC 28391-9062
Document Number	0000017982
Book / Page	12540 / 188
Instrument Date	May 26, 2026
Instrument	202617982
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5670 MURPHY RD, STEDMAN, NC 28391-9062

Mortgage

Document Number	0000017982,
Date	Jun 1, 2026
Book Page	12540/188
Instrument	202617982

Lender

Name	ALPHA MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Aug 29, 2025
Property Address	5670 MURPHY RD, STEDMAN, NC 28391-9062
Document Number	0123180511
Book / Page	12318 / 511
Map Reference	MB 113 PG 32
Instrument Date	Jul 22, 2025
Instrument	27083
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5670 MURPHY RD, STEDMAN, NC 28391-9062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5670 MURPHY RD, STEDMAN, NC 28391-9062

Mortgage

Document Number	0000027084
Date	Aug 29, 2025
Instrument	27084

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5670 MURPHY RD, STEDMAN, NC 28391-9062
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0106770834
Date	Jan 23, 2020
Book Page	10677/834
Instrument	02532

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5670 MURPHY RD, STEDMAN, NC 28391-9062
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109010549
Date	Oct 13, 2020
Book Page	10901/549
Instrument	37863

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Mar 1, 2050

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Apr 24, 2019
Property Address	5670 MURPHY RD, STEDMAN, NC 28391-9062
Document Number	0104870841
Book / Page	10487 / 841
Instrument Date	Mar 28, 2019
Instrument	11624
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022
Title Company	SINGLE SOURCE REAL EST SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5670 MURPHY RD, FAYETTEVILLE, NC 28312

Mortgage

Document Number	0000011625
Date	Apr 24, 2019
Instrument	11625

Lender

Name	OVM FINANCIAL INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUMBERLAND NC
Property Address	5670 MURPHY RD, STEDMAN, NC 28391-9062
Document Number	0103640187
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2919 BREEZEWOOD AVE #400 FAYETTEVILLE NC 283035283, 400, FAYETTEVILLE, NC 28303-5283
Investor	Possibly a Property Investor

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Apr 30, 2018
Property Address	5670 MURPHY RD, STEDMAN, NC 28391-9062
Document Number	0102950811
Book / Page	010295 / 000811
Instrument Date	Apr 26, 2018
Instrument	12791
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2919 BREEZEWOOD AVE #300 FAYETTEVILLE NC 283035283, 300, FAYETTEVILLE, NC 28303-5283
Investor	Possibly a Property Investor

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 1, 2017
Property Address	5670 MURPHY RD, STEDMAN, NC 28391-9062
Document Number	0102130264
Book / Page	010213 / 000264
Instrument Date	Nov 20, 2017
Instrument	37605
Transaction Type	Transfer
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 299 HOPE MILLS NC 283480299, HOPE MILLS, NC 28348-0299

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,116.00 (+43.79%)	$361,965 (+39.77%) Land $43,500 Building $318,465	$361,965 (+39.77%) Land $43,500 Building $318,465
2024	$2,167.00 (+1.74%)	$258,964 (-) Land $24,000 Building $234,964	$258,964 (-) Land $24,000 Building $234,964
2023	$2,130.00 (+1.77%)	$258,964 Land $24,000 Building $234,964	$258,964 Land $24,000 Building $234,964
2022	$2,093.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Brightspeed DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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