5706 Murphy Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 5706 Murphy Rd, Stedman, NC 28391

Property Summary

Property Type	Rural Home
Details	4 bd · 4.5 ba · 3,525 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Nov 2005)
Tax Bill	$4,325 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0488-02-6246`

Property Details

APN / Parcel Number

Primary APN	`0488-02-6246`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,525 sqft Heated Area
1st Floor Area	2,781 sqft
Attic	Attic
Attic Area	392 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	258 ft deep x 298 ft wide
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	5706 MURPHY RD
City	STEDMAN
State	NC
Zip	28391-9103
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	WILLIAM & JO SU DRAUGHON LO:7 SE:01 PL:0115-0042
Legal Subdivision	EASTOVER ARMSTRONG STEDMAN DIS
Legal Block	2
Legal Lot Number	7
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	1
Census Block	1013
Census Tract	2702

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5706 MURPHY RD, STEDMAN, NC 28391-9103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Oct 23, 2020	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Dec 6, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG
Mar 1, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2005 · Amount on Record
Deed Sale	Nov 4, 2005 · Amount on Record
Deed Book / Page	7060 / 78
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5706 MURPHY RD, STEDMAN, NC 28391-9103
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0117050538
Date	Apr 5, 2023
Book Page	11705/538
Instrument	10050

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5706 MURPHY RD, STEDMAN, NC 28391-9103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109110086
Date	Oct 23, 2020
Book Page	10911/86
Instrument	39313

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5706 MURPHY RD, STEDMAN, NC 28391-9103
Document Number	0106520625
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NAT'L LENDER SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5706 MURPHY RD STEDMAN NC 283919103, STEDMAN, NC 28391-9103

Mortgage

Document Number	0106520625
Date	Dec 16, 2019
Book Page	010652/000625
Instrument	40563

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5706 MURPHY RD, STEDMAN, NC 28391-9103
Document Number	0104610741
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5706 MURPHY RD STEDMAN NC 283919103, STEDMAN, NC 28391-9103

Mortgage

Document Number	0104610741
Date	Mar 12, 2019
Book Page	010461/000741
Instrument	6701

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 11, 2049

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,325.00
2025	$4,325.00 (+18.88%)	$494,523 (+34.3%) Land $43,500 Building $451,023	$494,523 (+34.3%) Land $43,500 Building $451,023
2024	$3,638.00 (+1.03%)	$368,226 (-) Land $24,000 Building $344,226	$368,226 (-) Land $24,000 Building $344,226
2023	$3,601.00 (+1.04%)	$368,226 Land $24,000 Building $344,226	$368,226 Land $24,000 Building $344,226
2022	$3,564.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Brightspeed DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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