5651 Murphy Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 5651 Murphy Rd, Stedman, NC 28391

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	2.04 acres (88,862 sqft)
Owner	2 Individual Names on Record
Tax Bill	$304 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0488-02-8838`

Property Details

APN / Parcel Number

Primary APN	`0488-02-8838`
Alternative APN	`0488.03028838`

Exterior

Lot Area	88,862 sqft (2.04 acres)
Lot Dimensions	637 ft deep x 200 ft wide

Location & Zoning

Street Address	5651 MURPHY RD
City	STEDMAN
State	NC
Zip	28391-9063
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	R40
Legal Description	BOBBY W WASHINGTON LO:1B SE:01 PL:0110-0124
Legal Subdivision	EASTOVER ARMSTRONG STEDMAN DIS
Legal Block	2
Legal Lot Number	1B
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	2
Census Block	2036
Census Tract	2701

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5605 MURPHY RD, STEDMAN, NC 28391-9063
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Feb 12, 2018	Warranty Deed, Transfer · VA Mortgage PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5651 MURPHY RD, STEDMAN, NC 28391-9063
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0114180264
Date	Mar 15, 2022
Book Page	11418/264
Instrument	10685

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5651 MURPHY RD, STEDMAN, NC 28391-9063
Document Number	0107410090
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5651 MURPHY RD STEDMAN NC 28391, STEDMAN, NC 28391

Mortgage

Document Number	0107410090
Date	Apr 15, 2020
Book Page	010741/000090
Instrument	12930

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Feb 12, 2018
Property Address	5651 MURPHY RD, STEDMAN, NC 28391-9063
Document Number	0102500516
Book / Page	010250 / 000516
Instrument Date	Feb 1, 2018
Instrument	4223
Transaction Type	Transfer
Record Updated	Feb 15, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,076.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5605 MURPHY RD STEDMAN NC 283919063, STEDMAN, NC 28391-9063

Mortgage

Document Number	102500518
Date	Feb 12, 2018
Book Page	010250/000518
Instrument	4224

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$304.00
2025	$304.00 (+59.16%)	$43,500 (+81.25%) Land $43,500	$43,500 (+81.25%) Land $43,500
2024	$191.00 (-20.08%)	$24,000 (-) Land $24,000	$24,000 (-) Land $24,000
2023	$239.00	$24,000 Land $24,000	$24,000 Land $24,000
2022	$239.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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