5643 Murphy Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 5643 Murphy Rd, Stedman, NC 28391

Property Summary

Property Type	Rural Home
Details	3 bd · 2,659 sqft · built 2019
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$2,816 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0488-03-7072`

Property Details

APN / Parcel Number

Primary APN	`0488-03-7072`

Interior

Bedrooms	3 Beds
Building Area	2,659 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	613 ft deep x 209 ft wide
Garage Area	484 sqft

Location & Zoning

Street Address	5643 MURPHY RD
City	STEDMAN
State	NC
Zip	28391-9063
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R40
Legal Description	SURFACE RIGHTS - REGINALD & SHARREAN MCCRIMMON SUB LO:1F PL:0141-0191
Legal Subdivision	EASTOVER ARMSTRONG STEDMAN DIS
Legal Block	3
Legal Lot Number	1F
Jurisdiction	CUMBERLAND NC
Township / Civil Division	EASTOVER
Census Block Group	2
Census Block	2036
Census Tract	2701

Owner

Source: Cumberland County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5643 MURPHY RD, STEDMAN, NC 28391-9063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Apr 14, 2020	Deed of Trust, Mortgage · VA Mortgage POTOMAC MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 30, 2018
Transfer Doc	0104440297
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5643 MURPHY RD, STEDMAN, NC 28391-9063
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0110170873
Date	Feb 8, 2021
Book Page	11017/873
Instrument	5738

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	5643 MURPHY RD, STEDMAN, NC 28391-9063
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0107390196
Date	Apr 14, 2020
Book Page	10739/196
Instrument	12606

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,816.00 (+47.74%)	$332,175 (+37.56%) Land $43,500 Building $288,675	$332,175 (+37.56%) Land $43,500 Building $288,675
2024	$1,906.00 (+1.98%)	$241,484 (-) Land $24,000 Building $217,484	$241,484 (-) Land $24,000 Building $217,484
2023	$1,869.00 (+2.02%)	$241,484 Land $24,000 Building $217,484	$241,484 Land $24,000 Building $217,484
2022	$1,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
Brightspeed DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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