Avery County property record for 567 Main St E, Banner Elk, NC 28604
| Property Type | Commercial |
|---|---|
| Details | 13,369 sqft · built 1948 |
| Lot Size | 0.633 acres (27,612 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (Jul 1999) |
| Tax Bill | $2,474 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 37262 |
| Primary APN | 37262 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 13,369 sqft Total Area |
| Flooring | Concrete/Cement |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Fire Resistance | Masonry Walls, Wood Interior |
| Foundation Type | Footing |
| Roof Type | Wood Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 27,612 sqft (0.633 acres) |
| Lot Dimensions | 236 ft deep x 117 ft wide |
| Canopy | 516 sqft |
| Loading Dock | 592 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 37262 |
|---|---|
| Street Address | 567 MAIN ST E |
| City | BANNER ELK |
| State | NC |
| Zip | 28604-8974 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C1P |
| Legal Description | 0024 0107 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 930100 |
Source: Avery County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1595, BANNER ELK, NC 28604-1595 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1999 · Amount on Record |
| Deed Sale | Jul 1, 1999 · Amount on Record |
| Deed Document Number | 0003201484 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 567 MAIN ST E, BANNER ELK, NC 28604-8974 |
| Document Number | 0005420279 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2020 |
| Title Company | ABSOLUTE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 140 AZALEA CIR BANNER ELK NC 286047386, BANNER ELK, NC 28604-7386 |
| Document Number | 0005420279 |
|---|---|
| Date | Apr 3, 2020 |
| Book Page | 000542/000279 |
| Instrument | 1630 |
| Name | MOUNTAIN CMNTY BK |
|---|---|
| Type | Bank |
| Address | SUGAR MOUNTAIN, NC 28604 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Apr 2, 2040 |
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Banner Elk Town |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,474.00 (+115.13%) | $287,700 (-) Land $88,900 Building $198,800 | $287,700 (-) Land $88,900 Building $198,800 |
| 2023 | $1,150.00 | $287,700 (-) Land $88,900 Building $198,800 | $287,700 (-) Land $88,900 Building $198,800 |
| 2022 | $1,150.00 | $287,700 Land $88,900 Building $198,800 | $287,700 Land $88,900 Building $198,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 65% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BANNER ELK serves 1,164 people · EPA ID NC0106015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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