Avery County property record for 700 Main St E, Banner Elk, NC 28604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,595 sqft · built 1959 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,005 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1859-19-51-4447-00000 |
| Primary APN | 1859-19-51-4447-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| Gross Area | 2,165 sqft |
| 1st Floor Area | 1,595 sqft |
| Basement Area | 570 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 47,916 sqft (1.1 acres) |
| Garage Type | Attached |
| Garage Area | 522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Storage Building | 288 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 74185 |
|---|---|
| Street Address | 700 MAIN ST E |
| City | BANNER ELK |
| State | NC |
| Zip | 28604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 0023 0045 |
| Legal Lot Number | 528 |
| Jurisdiction | AVERY NC |
| Township / Civil Division | BANNER ELK |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 930100 |
Source: Avery County records, as of April 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 140 AZALEA CIR, BANNER ELK, NC 28604-7386 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage THE FIRST BANK & TRUST CO |
| Oct 27, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 2, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 700 MAIN ST E, BEECH MOUNTAIN, NC 28604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 140 AZALEA CIR, BANNER ELK, NC 28604-7386 |
| Document Number | 2021000850 |
|---|---|
| Date | Feb 11, 2021 |
| Book Page | 556/1024 |
| Instrument | 2021000850 |
| Name | THE FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ABINGDON, VA 24212 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Feb 15, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Oct 27, 2020 |
| Property Address | 700 MAIN ST E, BEECH MOUNTAIN, NC 28604 |
| Document Number | 0005510772 |
| Book / Page | 000551 / 000772 |
| Instrument Date | Oct 22, 2020 |
| Instrument | 6030 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $490.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 140 AZALEA CIR BANNER ELK NC 286047386, BANNER ELK, NC 28604-7386 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | AVERY NC |
| Recording Date | Jun 2, 2020 |
| Property Address | 700 MAIN ST E, BEECH MOUNTAIN, NC 28604 |
| Document Number | 0005432349 |
| Book / Page | 000543 / 002349 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 2480 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $319.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 223 LINVILLE NC 286460223, LINVILLE, NC 28646-0223 |
Source: Avery County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Banner Elk Town |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,005.00 (+115.13%) | $233,200 (-) Land $64,900 Building $168,300 | $233,200 (-) Land $64,900 Building $168,300 |
| 2024 | $932.00 | ||
| 2023 | $932.00 | $233,200 (-) Land $64,900 Building $168,300 | $233,200 (-) Land $64,900 Building $168,300 |
| 2022 | $932.00 | $233,200 Land $64,900 Building $168,300 | $233,200 Land $64,900 Building $168,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Nearby Flood Policies | 47 units insured incl. 4 condo units |
| Nearby Flood Claims | 16 (1995–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 64% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEES-MCRAE -SOUTH CAMPUS private · serves 99 people · EPA ID NC0106422 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | TOWN OF BANNER ELK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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